# Fiado e Empréstimos vs Otto

The clearest difference is review sentiment: Otto at 100% against Fiado e Empréstimos's 78%. Fiado e Empréstimos's advantage is update cadence (every 5 days vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Fiado e Empréstimos sells 2 in-app purchases, starting at $1.99 per month and Otto sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Fiado e Empréstimos ships an update every 5 days, Otto every 3 weeks. The most recent releases landed on September 21, 2026 and September 6, 2026 respectively.

## The numbers

| Metric | Fiado e Empréstimos | Otto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/fiado-e-emprestimos/id6738597031/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 77.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 82 MB | 25 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | +4 | +4 |
| Developer | [Bruno Dias](https://appshunter.io/developer/1668022725) | [Lucas Siqueira](https://appshunter.io/developer/1531326686) |

## What reviewers say

### Fiado e Empréstimos

[App page](https://appshunter.io/ios/app/fiado-e-emprestimos/id6738597031)

Manage your debtors and track payments easily. Generate receipts, view client history, and monitor debt with a modern interface. Features cloud saving and financial dashboards for a clear overview.

**Highlights:** Generate shareable receipts, Track client payment history, Record partial payments and interest, Create financial dashboards, Save data to the cloud, Set payment reminders and notifications, Emit PDF statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Devedores Ilimitados | $1.99 | per month |
| Todas as funções liberadas! | $4.99 | per 6 months |


### Otto

[App page](https://appshunter.io/ios/app/otto-expense-tracker/id6749043439)

Effortlessly manage personal finances and understand spending patterns. Gain insights into essential, important, and superfluous expenses with clear charts and behavioral classifications. Access helpful content to improve your financial literacy and maintain control.

**Highlights:** Expense recording, Spending habit tracking, Financial insights and charts, Behavioral classification (survivor, balanced, spender), Expense categorization (essential, important, superfluous), Financial literacy content library, Intuitive user experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Otto Premium | $0.99 | per month |


## Frequently asked questions

### Is Fiado e Empréstimos free?

Fiado e Empréstimos is free to download, with in-app purchases available.

### Is Otto free?

Otto is free to download, with in-app purchases available.

### Do Fiado e Empréstimos or Otto have ads?

Neither Fiado e Empréstimos nor Otto shows ads.

### Which is updated more often, Fiado e Empréstimos or Otto?

Fiado e Empréstimos ships an update every 5 days, and Otto every 3 weeks. Most recently, Fiado e Empréstimos was updated on September 21, 2026 and Otto on September 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*