# Fiado e Empréstimos vs Dívida Zero

The clearest difference is in-app purchases: Dívida Zero at none against Fiado e Empréstimos's 2. Fiado e Empréstimos's advantage is update cadence (every 5 days vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Fiado e Empréstimos sells 2 in-app purchases, starting at $1.99 per month. Dívida Zero asks for nothing beyond the download.

Fiado e Empréstimos ships an update every 5 days, Dívida Zero every 3 months. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Fiado e Empréstimos | Dívida Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/fiado-e-emprestimos/id6738597031/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 79.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 3 months |
| Monetization | Free with in-app purchases | — |
| Size | 81 MB | 47 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bruno Dias](https://appshunter.io/developer/1668022725) | [Julio Cesar Lima de Jesus Lemos](https://appshunter.io/developer/1632737264) |

## What reviewers say

### Fiado e Empréstimos

[App page](https://appshunter.io/ios/app/fiado-e-emprestimos/id6738597031)

Manage your debtors and track payments easily. Generate receipts, view client history, and monitor debt with a modern interface. Features cloud saving and financial dashboards for a clear overview.

**Highlights:** Generate shareable receipts, Track client payment history, Record partial payments and interest, Create financial dashboards, Save data to the cloud, Set payment reminders and notifications, Emit PDF statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Devedores Ilimitados | $1.99 | per month |
| Todas as funções liberadas! | $4.99 | per 6 months |


### Dívida Zero

[App page](https://appshunter.io/ios/app/divida-zero/id6759846781)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fiado e Empréstimos free?

Fiado e Empréstimos is free to download, with in-app purchases available.

### Is Dívida Zero free?

Dívida Zero is free to download, with no in-app purchases.

### Do Fiado e Empréstimos or Dívida Zero have ads?

Neither Fiado e Empréstimos nor Dívida Zero shows ads.

### Which is updated more often, Fiado e Empréstimos or Dívida Zero?

Fiado e Empréstimos ships an update every 5 days, and Dívida Zero every 3 months. Most recently, Fiado e Empréstimos was updated on October 12, 2026 and Dívida Zero on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*