# Earna vs Moneda

The clearest difference is rating: Earna at 5.0 against Moneda's 1.0. Earna also leads on device support (3 vs 1) and ratings volume (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Earna holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 7, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | Earna | Moneda |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/earna-borderless-banking/id6738626394/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/moneda/id6741869236/reviews) |
| Number of ratings | **3** | 1 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Free | Free |
| Size | 102 MB | 163 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [EARNA TECHNOLOGY LIMITED](https://appshunter.io/developer/1781541523) | [Moneda Digital GmbH](https://appshunter.io/developer/1795032691) |

## What reviewers say

### Earna

[App page](https://appshunter.io/ios/app/earna-borderless-banking/id6738626394)

Manage your finances globally with this platform for freelancers and remote workers. It offers USD wallets, crypto funding, currency conversion, and virtual cards for easy cross-border payments and income management. Protect your earnings and pay vendors worldwide, all within one app.

**Highlights:** USD wallets, Crypto funding, Currency conversion, Virtual cards, Cross-border payments, Income management

**Features:** macOS Compatibility

**In-app purchases:** none


### Moneda

[App page](https://appshunter.io/ios/app/moneda/id6741869236)

Manage your money with a finance app that combines traditional banking clarity with stablecoin freedom. Hold multiple currencies, earn higher interest than traditional banks, and make global transfers securely. It offers self-custody for full control over your funds.

**Highlights:** Spending accounts in EUR, USD, CAD, Virtual accounts for SEPA/ACH transfers, QR code payments, High-yield earnings accounts, Instant currency swaps, Self-custodial security

**In-app purchases:** none


## Frequently asked questions

### Is Earna free?

Earna is free to download, with no in-app purchases.

### Is Moneda free?

Moneda is free to download, with no in-app purchases.

### Which has better reviews, Earna or Moneda?

Earna is rated higher. Earna averages 5.0 out of 5 from 3 ratings, while Moneda averages 1.0 from 1 ratings.

### Do Earna or Moneda have ads?

Neither Earna nor Moneda shows ads.

### Which is updated more often, Earna or Moneda?

Earna ships an update weekly, and Moneda weekly. Most recently, Earna was updated on September 7, 2026 and Moneda on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*