# Earna vs SplitoMat

The clearest difference is iOS requirement: Earna at 15.0 against SplitoMat's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Earna ships an update weekly, SplitoMat every 2 weeks. The most recent releases landed on October 9, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Earna | SplitoMat |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/earna-borderless-banking/id6738626394/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free | — |
| Size | 102 MB | 31 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, Apple Watch |
| Age rating | 17+ | 4+ |
| Developer | [EARNA TECHNOLOGY LIMITED](https://appshunter.io/developer/1781541523) | [Azbit Software Ltd](https://appshunter.io/developer/1762798348) |

## What reviewers say

### Earna

[App page](https://appshunter.io/ios/app/earna-borderless-banking/id6738626394)

Manage your finances globally with this platform for freelancers and remote workers. It offers USD wallets, crypto funding, currency conversion, and virtual cards for easy cross-border payments and income management. Protect your earnings and pay vendors worldwide, all within one app.

**Highlights:** USD wallets, Crypto funding, Currency conversion, Virtual cards, Cross-border payments, Income management

**Features:** macOS Compatibility

**In-app purchases:** none


### SplitoMat

[App page](https://appshunter.io/ios/app/splitomat-split-bills/id6775060546)

**Features:** macOS Compatibility, Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is Earna free?

Earna is free to download, with no in-app purchases.

### Is SplitoMat free?

SplitoMat is free to download, with no in-app purchases.

### Do Earna or SplitoMat have ads?

Neither Earna nor SplitoMat shows ads.

### Which is updated more often, Earna or SplitoMat?

Earna ships an update weekly, and SplitoMat every 2 weeks. Most recently, Earna was updated on October 9, 2026 and SplitoMat on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*