# Earna vs TomiPay

The clearest difference is update cadence: Earna at weekly against TomiPay's fortnightly. Earna also leads on iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Earna ships an update weekly, TomiPay fortnightly. The most recent releases landed on September 23, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Earna | TomiPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/earna-borderless-banking/id6738626394/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free | — |
| Size | 102 MB | 87 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [EARNA TECHNOLOGY LIMITED](https://appshunter.io/developer/1781541523) | [TomiPay Inc.](https://appshunter.io/developer/6780663298) |

## What reviewers say

### Earna

[App page](https://appshunter.io/ios/app/earna-borderless-banking/id6738626394)

Manage your finances globally with this platform for freelancers and remote workers. It offers USD wallets, crypto funding, currency conversion, and virtual cards for easy cross-border payments and income management. Protect your earnings and pay vendors worldwide, all within one app.

**Highlights:** USD wallets, Crypto funding, Currency conversion, Virtual cards, Cross-border payments, Income management

**Features:** macOS Compatibility

**In-app purchases:** none


### TomiPay

[App page](https://appshunter.io/ios/app/tomipay/id6780663296)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Earna free?

Earna is free to download, with no in-app purchases.

### Is TomiPay free?

TomiPay is free to download, with no in-app purchases.

### Do Earna or TomiPay have ads?

Neither Earna nor TomiPay shows ads.

### Which is updated more often, Earna or TomiPay?

Earna ships an update weekly, and TomiPay fortnightly. Most recently, Earna was updated on September 23, 2026 and TomiPay on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*