# LAPI vs Vértuz

The clearest difference is review sentiment: LAPI at 100% against Vértuz's 73%. LAPI also leads on update cadence (every 2 days vs every 10 days) and device support (4 vs 2). Vértuz's advantage is monetization model (free vs freemium). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. LAPI sells 10 in-app purchases, starting at $0.79 per month and Vértuz sells 1 in-app purchase, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

LAPI ships an update every 2 days, Vértuz every 10 days. Both last shipped on October 28, 2026.

## The numbers

| Metric | LAPI | Vértuz |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/vertuz-financas-com-ia/id6749094541/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | **100.0% of reviews** | 72.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 10 days |
| Monetization | Freemium | **Free** |
| Size | 83 MB | 98 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad |
| Age rating | +4 | +17 |
| Developer | [L M TREINAMENTO LTDA](https://appshunter.io/developer/1781576293) | [Mind Consulting](https://appshunter.io/developer/1396063141) |

## What reviewers say

### LAPI

[App page](https://appshunter.io/ios/app/lapi/id6738632451)

Manage your money effectively with this comprehensive personal finance assistant. Track income, expenses, credit cards, and set financial goals. Features include budgeting, cash flow forecasting, and an AI financial coach for personalized tips.

**Highlights:** Transaction management, Credit card tracking, Financial goal setting, Monthly budgeting, Cash flow forecasting, Family sharing, AI financial coach

**Features:** Apple Watch app

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 extra bank | $0.79 | per month |
| 2 extra banks | $1.49 | per month |
| 3 extra banks | $2.29 | per month |
| 5 extra banks | $3.79 | per month |
| LAPI Pro Monthly | $3.99 | per month |
| LAPI Pro Multi Monthly | $5.99 | per month |
| LAPI Pro Business Monthly | $7.99 | per month |
| LAPI Pro Annual | $39.99 | per year |
| LAPI Pro Multi Annual | $59.99 | per year |
| LAPI Pro Business Annual | $79.99 | per year |


### Vértuz

[App page](https://appshunter.io/ios/app/vertuz-financas-com-ia/id6749094541)

This app integrates technology, financial management, and emotional intelligence to help users improve their relationship with money. It provides a method and tool to save, grow, and achieve financial clarity, discipline, and freedom.

**Highlights:** Financial management integration, Emotional intelligence for money, Saving and investment tools, Achieve financial clarity, Develop financial discipline, Promote financial freedom

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Assinatura mensal | $7.99 | per month |


## Frequently asked questions

### Is LAPI free?

LAPI is free to download, with in-app purchases available.

### Is Vértuz free?

Vértuz is free to download, with in-app purchases available.

### Do LAPI or Vértuz have ads?

Neither LAPI nor Vértuz shows ads.

### Which is updated more often, LAPI or Vértuz?

LAPI ships an update every 2 days, and Vértuz every 10 days. Most recently, LAPI was updated on October 28, 2026 and Vértuz on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*