# LAPI vs Zpent

The clearest difference is in-app purchases: Zpent at none against LAPI's 10. LAPI's advantage is update cadence (every 2 days vs every 2 months) and device support (4 vs 2). On price, ads and iOS requirement there is nothing between them.

Both are free to download. LAPI sells 10 in-app purchases, starting at $0.79 per month. Zpent asks for nothing beyond the download.

LAPI ships an update every 2 days, Zpent every 2 months. The most recent releases landed on October 5, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | LAPI | Zpent |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 2 months |
| Monetization | Freemium | — |
| Size | 82 MB | 38 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPod |
| Age rating | +4 | 4+ |
| Developer | [L M TREINAMENTO LTDA](https://appshunter.io/developer/1781576293) | [JOAO PAULO SEDER](https://appshunter.io/developer/1896263043) |

## What reviewers say

### LAPI

[App page](https://appshunter.io/ios/app/lapi/id6738632451)

Manage your money effectively with this comprehensive personal finance assistant. Track income, expenses, credit cards, and set financial goals. Features include budgeting, cash flow forecasting, and an AI financial coach for personalized tips.

**Highlights:** Transaction management, Credit card tracking, Financial goal setting, Monthly budgeting, Cash flow forecasting, Family sharing, AI financial coach

**Features:** Apple Watch app

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 extra bank | $0.79 | per month |
| 2 extra banks | $1.49 | per month |
| 3 extra banks | $2.29 | per month |
| 5 extra banks | $3.79 | per month |
| LAPI Pro Monthly | $3.99 | per month |
| LAPI Pro Multi Monthly | $5.99 | per month |
| LAPI Pro Business Monthly | $7.99 | per month |
| LAPI Pro Annual | $39.99 | per year |
| LAPI Pro Multi Annual | $59.99 | per year |
| LAPI Pro Business Annual | $79.99 | per year |


### Zpent

[App page](https://appshunter.io/ios/app/zpent/id6766276357)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LAPI free?

LAPI is free to download, with in-app purchases available.

### Is Zpent free?

Zpent is free to download, with no in-app purchases.

### Do LAPI or Zpent have ads?

Neither LAPI nor Zpent shows ads.

### Which is updated more often, LAPI or Zpent?

LAPI ships an update every 2 days, and Zpent every 2 months. Most recently, LAPI was updated on October 5, 2026 and Zpent on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*