# SmartHeritance vs FinScore

The clearest difference is ads: SmartHeritance at none against FinScore's shown. FinScore's advantage is update cadence (every 3 days vs every 8 days) and iOS requirement (13.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. SmartHeritance sells 5 in-app purchases, starting at $1.99 per month and FinScore sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

SmartHeritance ships an update every 8 days, FinScore every 3 days. The most recent releases landed on September 20, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | SmartHeritance | FinScore |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (2 ratings)](https://appshunter.io/ios/app/smartheritance/id6738647354/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 8 days | **Every 3 days** |
| Monetization | Freemium | — |
| Size | 62 MB | 53 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [SmartHeritance Inc.](https://appshunter.io/developer/1781634974) | [YONG-CHEN CHEN](https://appshunter.io/developer/1621391618) |

## What reviewers say

### SmartHeritance

[App page](https://appshunter.io/ios/app/smartheritance/id6738647354)

Organize essential family information, including financial details, digital accounts, and personal memories, to ensure your loved ones have clarity during difficult times. Automates discovery and updates to provide critical information when it's needed most.

**Highlights:** Organize financial information, Manage digital accounts, Store personal memories, Automatic information discovery, Automatic updates, Automatic information release

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic Monthly | $1.99 | per month |
| Premium Monthly | $3.99 | per month |
| Basic Yearly | $19.99 | per year |
| Premium Yearly | $40.00 | per year |
| Will PDF Generation | $1.00 | one-time |


### FinScore

[App page](https://appshunter.io/ios/app/finscore/id6757679544)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FinScore Pro Monthly | $0.99 | per month |
| FinScore Pro Yearly | $6.99 | per year |
| FinScore Pro Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is SmartHeritance free?

SmartHeritance is free to download, with in-app purchases available.

### Is FinScore free?

FinScore is free to download, with in-app purchases available.

### Do SmartHeritance or FinScore have ads?

FinScore shows ads; SmartHeritance does not.

### Which is updated more often, SmartHeritance or FinScore?

SmartHeritance ships an update every 8 days, and FinScore every 3 days. Most recently, SmartHeritance was updated on September 20, 2026 and FinScore on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*