# OK记账 vs 灵光

The clearest difference is rating: OK记账 at 5.0 against 灵光's 4.0. OK记账 also leads on review sentiment (96% vs 76%). 灵光's advantage is in-app purchases (none vs 3) and ratings volume (82 vs 2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. OK记账 sells 3 in-app purchases, starting at $3.99 per month. 灵光 asks for nothing beyond the download.

OK记账 holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: 灵光 has 82 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 96% of OK记账's written reviews are positive against 76% of 灵光's.

OK记账 ships an update every 11 days, 灵光 every 10 days. Both last shipped on October 25, 2026.

## The numbers

| Metric | OK记账 | 灵光 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/ok-and/id6738673425/reviews)** | [4.0 (82 ratings)](https://appshunter.io/ios/app/ai/id6751496092/reviews) |
| Number of ratings | 2 | **82** |
| Positive reviews | **95.7% of reviews** | 76.4% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 10 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 148 MB | 278 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Rethinking.Studio](https://appshunter.io/developer/1251368572) | [Alipay (Hangzhou) Technology Co., Ltd.](https://appshunter.io/developer/333206292) |

## What reviewers say

### OK记账

[App page](https://appshunter.io/ios/app/ok-and/id6738673425)

Effortlessly track expenses with AI-powered text, voice, or image input. Manage multiple budgets, visualize spending with charts, and securely back up your data. Seamlessly import records from other platforms.

**Highlights:** AI-powered expense recording (text, voice, image), Multiple budget management, Customizable spending categories, Financial charts and analysis, Cloud data backup and sync, Import from Excel and third-party apps

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro | $3.99 | per month |
| Annual Pro | $49.99 | per year |
| Buyout | $9.99 | one-time |


### 灵光

[App page](https://appshunter.io/ios/app/ai/id6751496092)

This AI assistant integrates language, image, voice, and data understanding to generate multimodal outputs like 3D models, audio, charts, and animations. It offers features for quick app generation, interactive learning, and intelligent visual exploration, making complex information simple.

**Highlights:** Generate interactive apps in 30 seconds, Visualize complex knowledge with 3D models, illustrations, and animations, Understand and generate images and videos, Real-time scene understanding and visual Q&A, Interactive maps for planning and exploration, Summarize financial reports and documents

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OK记账 free?

OK记账 is free to download, with in-app purchases available.

### Is 灵光 free?

灵光 is free to download, with no in-app purchases.

### Which has better reviews, OK记账 or 灵光?

OK记账 is rated higher. OK记账 averages 5.0 out of 5 from 2 ratings, while 灵光 averages 4.0 from 82 ratings.

### Do OK记账 or 灵光 have ads?

Neither OK记账 nor 灵光 shows ads.

### Which is updated more often, OK记账 or 灵光?

OK记账 ships an update every 11 days, and 灵光 every 10 days. Most recently, OK记账 was updated on October 25, 2026 and 灵光 on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*