# Formal Financial vs Dividend Pulse

The clearest difference is in-app purchases: Formal Financial at none against Dividend Pulse's 2. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Dividend Pulse sells 2 in-app purchases, starting at $2.99 per month. Formal Financial asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Formal Financial against 5.0 for Dividend Pulse. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

## The numbers

| Metric | Formal Financial | Dividend Pulse |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/formal-financial/id6738710938/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/dividend-pulse/id6771532385/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | — | Every 2 weeks |
| Monetization | **Free** | Freemium |
| Size | 0 MB | 7 MB |
| Requires iOS | **18.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Formal Financial](https://appshunter.io/developer/1782012791) | [Rahul Kumar](https://appshunter.io/developer/1805636647) |

## What reviewers say

### Formal Financial

[App page](https://appshunter.io/ios/app/formal-financial/id6738710938)

Track investment financials, SEC filings, dividend dates, and earnings for informed decision-making. Provides real-time updates and a user-friendly interface to manage your portfolio efficiently.

**Highlights:** Investment financial tracking, SEC filing access, Dividend date and amount tracking, Earnings date and amount tracking, Real-time updates, User-friendly interface

**Features:** macOS Compatibility

**In-app purchases:** none


### Dividend Pulse

[App page](https://appshunter.io/ios/app/dividend-pulse/id6771532385)

Manually track your dividend income and portfolio value without linking brokerage accounts. Monitor monthly and annual income, cost basis, and progress toward your dividend goals. Offers a free plan for basic tracking and a Pro subscription for unlimited holdings.

**Highlights:** Manual portfolio tracking, Estimated dividend income (monthly/annual), Portfolio value estimation, Cost basis and gain/loss tracking, Monthly dividend goal progress, Holdings across multiple accounts, Privacy-focused, no brokerage login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Dividend Pulse Monthly | $2.99 | per month |
| Dividend Pulse Yearly | $19.99 | per year |


## Frequently asked questions

### Is Formal Financial free?

Formal Financial is free to download, with no in-app purchases.

### Is Dividend Pulse free?

Dividend Pulse is free to download, with in-app purchases available.

### Which has better reviews, Formal Financial or Dividend Pulse?

Formal Financial and Dividend Pulse are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Formal Financial or Dividend Pulse have ads?

Neither Formal Financial nor Dividend Pulse shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*