# Milkii vs Libam

The clearest difference is update cadence: Milkii at fortnightly against Libam's every 5 months. Milkii also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Milkii ships an update fortnightly, Libam every 5 months. The most recent releases landed on September 29, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Milkii | Libam |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/milkii/id6738735600/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 months |
| Monetization | Free | — |
| Size | 54 MB | 37 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [OROMIA INTERNATIONAL BANK](https://appshunter.io/developer/1651594721) | [Lumina Technologies](https://appshunter.io/developer/1836118266) |

## What reviewers say

### Milkii

[App page](https://appshunter.io/ios/app/milkii/id6738735600)

This mobile app provides quick cash loans, asset financing, and airtime loans with transparent terms and flexible repayment options. It offers a simple interest formula for loan costs and a maximum APR of 10%. Users can also make merchant payments easily.

**Highlights:** Cash loans, Asset financing, Airtime loans, Merchant payments, Flexible repayment terms, Transparent pricing, Simple interest formula

**Features:** macOS Compatibility

**In-app purchases:** none


### Libam

[App page](https://appshunter.io/ios/app/libam/id6751629189)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Milkii free?

Milkii is free to download, with no in-app purchases.

### Is Libam free?

Libam is free to download, with no in-app purchases.

### Do Milkii or Libam have ads?

Neither Milkii nor Libam shows ads.

### Which is updated more often, Milkii or Libam?

Milkii ships an update fortnightly, and Libam every 5 months. Most recently, Milkii was updated on September 29, 2026 and Libam on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*