# Earnest Mobile vs Cuenta

The clearest difference is rating: Cuenta at 5.0 against Earnest Mobile's 1.9. Earnest Mobile's advantage is ratings volume (43 vs 1) and iOS requirement (15.8.2 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cuenta holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: Earnest Mobile has 43 ratings behind it against 1, so its average is the more settled of the two.

Earnest Mobile ships an update fortnightly, Cuenta monthly. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Earnest Mobile | Cuenta |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (43 ratings)](https://appshunter.io/ios/app/earnest-mobile/id6738747325/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cuenta-split-the-bill/id6804882334/reviews)** |
| Number of ratings | **43** | 1 |
| Positive reviews | 10.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | Free |
| Size | 41 MB | 8 MB |
| Requires iOS | **15.8.2** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Earnest Inc.](https://appshunter.io/developer/1017394222) | [Ishil Puri](https://appshunter.io/developer/1281202994) |

## What reviewers say

### Earnest Mobile

[App page](https://appshunter.io/ios/app/earnest-mobile/id6738747325)

Easily manage your student loans on the go. Track repayment progress, view balances, make payments, and adjust Auto Pay settings from a single, convenient platform.

**Highlights:** Track repayment progress, View loan balances, Make and schedule payments, Manage Auto Pay settings, Update profile information, Review payment history

**In-app purchases:** none


### Cuenta

[App page](https://appshunter.io/ios/app/cuenta-split-the-bill/id6804882334)

Effortlessly split restaurant bills with friends. Scan or import receipts, itemize expenses, and share a link for everyone to claim their items. Settle up easily with integrated payment options.

**Highlights:** Scan paper receipts, Import receipt photos, Itemize expenses, Share bills via link, Claim individual items, Integrated payment options, Reopen recent bills

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Earnest Mobile free?

Earnest Mobile is free to download, with no in-app purchases.

### Is Cuenta free?

Cuenta is free to download, with no in-app purchases.

### Which has better reviews, Earnest Mobile or Cuenta?

Cuenta is rated higher. Earnest Mobile averages 1.9 out of 5 from 43 ratings, while Cuenta averages 5.0 from 1 ratings.

### Do Earnest Mobile or Cuenta have ads?

Neither Earnest Mobile nor Cuenta shows ads.

### Which is updated more often, Earnest Mobile or Cuenta?

Earnest Mobile ships an update fortnightly, and Cuenta monthly. Most recently, Earnest Mobile was updated on November 4, 2026 and Cuenta on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*