# 咔皮记账 vs Pick记账

The clearest difference is in-app purchases: 咔皮记账 at none against Pick记账's 9. 咔皮记账 also leads on ads (none vs shown) and ratings volume (51K vs 2). On price, rating, review sentiment and device support there is nothing between them.

Both are free to download. Pick记账 sells 9 one-off in-app purchases. 咔皮记账 asks for nothing beyond the download.

Pick记账 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: 咔皮记账 has 51K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 74% of 咔皮记账's written reviews are positive against 69% of Pick记账's, so the app with the better star average is not the one people write more warmly about.

咔皮记账 ships an update every 3 days, Pick记账 every 11 days. The most recent releases landed on September 25, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 咔皮记账 | Pick记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (51K ratings)](https://appshunter.io/ios/app/cfo/id6738811698/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/pick/id6739765574/reviews)** |
| Number of ratings | **51K** | 2 |
| Positive reviews | **73.7% of reviews** | 68.8% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 3 days** | Every 11 days |
| Monetization | **Free** | Free with in-app purchases |
| Size | 185 MB | 177 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Shanghai Yuhuan Technology Co., LTD](https://appshunter.io/developer/1680121338) | [Chongqing Miaoyudao Technology Co., Ltd.](https://appshunter.io/developer/1786933523) |

## What reviewers say

### 咔皮记账

[App page](https://appshunter.io/ios/app/cfo/id6738811698)

This app simplifies expense tracking with AI-powered automatic recording and categorization. It offers features like multi-account management, intelligent budgeting, and financial analysis to help users understand their spending habits and manage their money more effectively. Users can also record thoughts, moods, and to-dos, making it a comprehensive personal organizer.

**Highlights:** AI automatic recording and categorization, Unlimited multi-account management, Intelligent budget planning, Asset account management, Voice-based quick entry, Record moods and thoughts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pick记账

[App page](https://appshunter.io/ios/app/pick/id6739765574)

This app offers a unique approach to personal finance management by integrating AI companions for a more engaging experience. Users can chat, use voice, or even images to log expenses, with automatic recognition and categorization of transactions. It provides detailed financial analysis and a visual calendar for tracking income and spending.

**Highlights:** AI chat for expense logging, Voice and image recognition for transactions, Automatic transaction categorization, Daily and monthly financial analysis, Calendar view of income and expenses, Customizable subcategories, Cloud synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 动态背景1次 | $0.99 | one-time |
| Pick记账月度会员 | $3.99 | one-time |
| Pick记账季度会员 | $9.99 | one-time |
| Pick记账永久会员 | $9.99 | one-time |
| Pick记账永久会员 | $12.99 | one-time |
| Pick记账季度会员 | $12.99 | one-time |
| Pick记账年度会员 | $19.99 | one-time |
| Pick记账年度会员 | $34.99 | one-time |
| Pick记账永久会员 | $129.99 | one-time |


## Frequently asked questions

### Is 咔皮记账 free?

咔皮记账 is free to download, with no in-app purchases.

### Is Pick记账 free?

Pick记账 is free to download, with in-app purchases available.

### Which has better reviews, 咔皮记账 or Pick记账?

Pick记账 is rated higher. 咔皮记账 averages 4.8 out of 5 from 51K ratings, while Pick记账 averages 5.0 from 2 ratings.

### Do 咔皮记账 or Pick记账 have ads?

Pick记账 shows ads; 咔皮记账 does not.

### Which is updated more often, 咔皮记账 or Pick记账?

咔皮记账 ships an update every 3 days, and Pick记账 every 11 days. Most recently, 咔皮记账 was updated on September 25, 2026 and Pick记账 on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*