# 咔皮记账 vs 徕财

The clearest difference is in-app purchases: 咔皮记账 at none against 徕财's 2. 咔皮记账 also leads on ratings volume (51K vs 3) and iOS requirement (13.0 vs 15.6). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. 徕财 sells 2 in-app purchases, starting at $0.99 per year. 咔皮记账 asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for 咔皮记账 against 4.7 for 徕财. That said, the two scores are not equally well evidenced: 咔皮记账 has 51K ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 74% of 咔皮记账's written reviews are positive against 81% of 徕财's.

咔皮记账 ships an update every 3 days, 徕财 every 2 days. The most recent releases landed on September 26, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | 咔皮记账 | 徕财 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (51K ratings)](https://appshunter.io/ios/app/cfo/id6738811698/reviews)** | [4.7 (3 ratings)](https://appshunter.io/ios/app/id6747201811/reviews) |
| Number of ratings | **51K** | 3 |
| Positive reviews | 73.7% of reviews | **81.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 days | **Every 2 days** |
| Monetization | Free | — |
| Size | 185 MB | 50 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Shanghai Yuhuan Technology Co., LTD](https://appshunter.io/developer/1680121338) | [育权 刘](https://appshunter.io/developer/1782631468) |

## What reviewers say

### 咔皮记账

[App page](https://appshunter.io/ios/app/cfo/id6738811698)

This app simplifies expense tracking with AI-powered automatic recording and categorization. It offers features like multi-account management, intelligent budgeting, and financial analysis to help users understand their spending habits and manage their money more effectively. Users can also record thoughts, moods, and to-dos, making it a comprehensive personal organizer.

**Highlights:** AI automatic recording and categorization, Unlimited multi-account management, Intelligent budget planning, Asset account management, Voice-based quick entry, Record moods and thoughts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 徕财

[App page](https://appshunter.io/ios/app/id6747201811)

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 徕财Pro年度会员 | $0.99 | per year |
| 徕财Pro永久会员 | Free | one-time |


## Frequently asked questions

### Is 咔皮记账 free?

咔皮记账 is free to download, with no in-app purchases.

### Is 徕财 free?

徕财 is free to download, with in-app purchases available.

### Which has better reviews, 咔皮记账 or 徕财?

咔皮记账 is rated higher. 咔皮记账 averages 4.8 out of 5 from 51K ratings, while 徕财 averages 4.7 from 3 ratings.

### Do 咔皮记账 or 徕财 have ads?

Neither 咔皮记账 nor 徕财 shows ads.

### Which is updated more often, 咔皮记账 or 徕财?

咔皮记账 ships an update every 3 days, and 徕财 every 2 days. Most recently, 咔皮记账 was updated on September 26, 2026 and 徕财 on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*