# Tingtel vs Paymonetra

The clearest difference is review sentiment: Paymonetra at 50% against Tingtel's 8%. Paymonetra also leads on rating (2.5 vs 2.0) and update cadence (every 3 days vs every 2 months). Tingtel's advantage is ratings volume (28 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paymonetra holds the better App Store score, 2.5 against 2.0. That said, the two scores are not equally well evidenced: Tingtel has 28 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 8% of Tingtel's written reviews are positive against 50% of Paymonetra's.

Tingtel ships an update every 2 months, Paymonetra every 3 days. The most recent releases landed on October 20, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Tingtel | Paymonetra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (28 ratings)](https://appshunter.io/ios/app/tingtel/id6738873150/reviews) | **[2.5 (2 ratings)](https://appshunter.io/ios/app/paymonetra/id6799161930/reviews)** |
| Number of ratings | **28** | 2 |
| Positive reviews | 7.7% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | Free | Free |
| Size | 70 MB | 60 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Tingtel Limited](https://appshunter.io/developer/1782705576) | [Monetra Technologies LTD](https://appshunter.io/developer/6799161932) |

## What reviewers say

### Tingtel

[App page](https://appshunter.io/ios/app/tingtel/id6738873150)

Easily convert airtime to cash, pay bills, and fund various wallets. This app allows you to buy airtime at discounted rates and transfer it anonymously. It also facilitates funding betting wallets and settling insurance premiums without needing a bank card.

**Highlights:** Convert airtime to cash, Pay utility bills with airtime, Fund mobile money wallets, Fund betting wallets, Buy airtime at discounted rates, Transfer airtime anonymously

**Features:** macOS Compatibility

**In-app purchases:** none


### Paymonetra

[App page](https://appshunter.io/ios/app/paymonetra/id6799161930)

Manage your cryptocurrency, virtual dollar cards, and pay all your bills from a single Nigerian money app. Buy and sell Bitcoin, Ethereum, and USDT with live rates, create virtual USD cards for online payments, and send money instantly to Nigerian banks.

**Highlights:** Buy and sell crypto in Naira, Create virtual USD cards, Pay for ads and subscriptions, Send and receive money instantly, Pay airtime, data, TV, and power bills, Secure transactions with PIN and alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Tingtel free?

Tingtel is free to download, with no in-app purchases.

### Is Paymonetra free?

Paymonetra is free to download, with no in-app purchases.

### Which has better reviews, Tingtel or Paymonetra?

Paymonetra is rated higher. Tingtel averages 2.0 out of 5 from 28 ratings, while Paymonetra averages 2.5 from 2 ratings.

### Do Tingtel or Paymonetra have ads?

Neither Tingtel nor Paymonetra shows ads.

### Which is updated more often, Tingtel or Paymonetra?

Tingtel ships an update every 2 months, and Paymonetra every 3 days. Most recently, Tingtel was updated on October 20, 2026 and Paymonetra on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*