# Môney vs Spense

The clearest difference is review sentiment: Môney at 100% against Spense's 0%. Môney also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.0). Spense's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Môney sells 3 in-app purchases, starting at $2.99 per month and Spense sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Môney ships an update every 2 weeks, Spense every 5 days. Both last shipped on October 30, 2026.

## The numbers

| Metric | Môney | Spense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (1 ratings)](https://appshunter.io/ios/app/spense-mindful-spending/id6755085891/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | Freemium | Freemium |
| Size | 27 MB | 11 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Satoshi Limited](https://appshunter.io/developer/1783085355) | [Cemal As](https://appshunter.io/developer/1848685624) |

## What reviewers say

### Môney

[App page](https://appshunter.io/ios/app/money/id6738948243)

Manage your finances seamlessly with this personal finance app. Access accounts, make transactions, and track spending across multiple currencies from your mobile device. Enjoy a secure, ad-free experience with built-in intelligence for informed financial decisions.

**Highlights:** Access accounts and transactions on mobile, Privacy-focused data handling, Spending insights and budgeting tools, Multicurrency account management, User-friendly interface, Secure financial data protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 month | $2.99 | per month |
| 1 year | $24.99 | per year |
| Lifetime | $49.99 | one-time |


### Spense

[App page](https://appshunter.io/ios/app/spense-mindful-spending/id6755085891)

This app helps you curb impulse buying by implementing a 'cooling-off period' for potential purchases. It allows you to add items to a waiting list, reflect on your needs, and make conscious decisions to save money and build wealth.

**Highlights:** Impulse purchase delay, Customizable waiting periods, Salary-based cost calculator, Interactive spending charts, Smart spending notifications, Unlimited waiting lists (Pro), AI-powered purchase assistant (Pro)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spense Pro Monthly | $4.99 | per month |
| Spense Pro Yearly | $39.99 | per year |
| Spense Life Time | $99.99 | one-time |


## Frequently asked questions

### Is Môney free?

Môney is free to download, with in-app purchases available.

### Is Spense free?

Spense is free to download, with in-app purchases available.

### Do Môney or Spense have ads?

Neither Môney nor Spense shows ads.

### Which is updated more often, Môney or Spense?

Môney ships an update every 2 weeks, and Spense every 5 days. Most recently, Môney was updated on October 30, 2026 and Spense on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*