# Môney vs SubGuard

The clearest difference is in-app purchases: SubGuard at none against Môney's 3. Môney's advantage is iOS requirement (15.1 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Môney sells 3 in-app purchases, starting at $2.99 per month. SubGuard asks for nothing beyond the download.

Môney ships an update every 2 weeks, SubGuard every 8 days. The most recent releases landed on October 16, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Môney | SubGuard |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 8 days** |
| Monetization | Freemium | — |
| Size | 27 MB | 22 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Satoshi Limited](https://appshunter.io/developer/1783085355) | [Marco Medri](https://appshunter.io/developer/1868002379) |

## What reviewers say

### Môney

[App page](https://appshunter.io/ios/app/money/id6738948243)

Manage your finances seamlessly with this personal finance app. Access accounts, make transactions, and track spending across multiple currencies from your mobile device. Enjoy a secure, ad-free experience with built-in intelligence for informed financial decisions.

**Highlights:** Access accounts and transactions on mobile, Privacy-focused data handling, Spending insights and budgeting tools, Multicurrency account management, User-friendly interface, Secure financial data protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 month | $2.99 | per month |
| 1 year | $24.99 | per year |
| Lifetime | $49.99 | one-time |


### SubGuard

[App page](https://appshunter.io/ios/app/subguard-subscription-tracker/id6757634357)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Môney free?

Môney is free to download, with in-app purchases available.

### Is SubGuard free?

SubGuard is free to download, with no in-app purchases.

### Do Môney or SubGuard have ads?

Neither Môney nor SubGuard shows ads.

### Which is updated more often, Môney or SubGuard?

Môney ships an update every 2 weeks, and SubGuard every 8 days. Most recently, Môney was updated on October 16, 2026 and SubGuard on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*