# PayLater vs SplitPay Group Expenses

The clearest difference is in-app purchases: PayLater at none against SplitPay Group Expenses's 3. PayLater also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. SplitPay Group Expenses sells 3 in-app purchases, starting at $1.49 per 7 days. PayLater asks for nothing beyond the download.

PayLater ships an update every 3 weeks, SplitPay Group Expenses fortnightly. The most recent releases landed on September 23, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | PayLater | SplitPay Group Expenses |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (298 ratings)](https://appshunter.io/ios/app/paylater-split-your-payments/id6738985290/reviews)** | — |
| Number of ratings | **298** | — |
| Positive reviews | 28.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | — |
| Size | 106 MB | 81 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Pay Later](https://appshunter.io/developer/1754177617) | [Nikung Goyani](https://appshunter.io/developer/1648624219) |

## What reviewers say

### PayLater

[App page](https://appshunter.io/ios/app/paylater-split-your-payments/id6738985290)

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

**Highlights:** Split payments into 4 installments, Fast and easy onboarding, Secure PCI DSS-compliant transactions, Shop with a network of top retailers, Transparent fees, no hidden charges

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Trusted
- 👍 Great experience

**What reviewers complain about**

- 💡 No Arabic language support
- 💡 Low spending limit
- 🐛 Debit card not supported
- 🐛 OTP not received
- 🐛 Unable to delete app and restart

**Reported bugs**

- Login screen freezes
- Incompatible with older devices

**Requested features**

- Monthly payment reminder
- Higher spending limits


### SplitPay Group Expenses

[App page](https://appshunter.io/ios/app/splitpay-group-expenses/id6741799224)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitpay Group Expenses | $1.49 | per 7 days |
| Splitpay Group Expenses | $1.99 | per 7 days |
| Splitpay Group Expenses | $9.99 | per year |


## Frequently asked questions

### Is PayLater free?

PayLater is free to download, with no in-app purchases.

### Is SplitPay Group Expenses free?

SplitPay Group Expenses is free to download, with in-app purchases available.

### Do PayLater or SplitPay Group Expenses have ads?

SplitPay Group Expenses shows ads; PayLater does not.

### Which is updated more often, PayLater or SplitPay Group Expenses?

PayLater ships an update every 3 weeks, and SplitPay Group Expenses fortnightly. Most recently, PayLater was updated on September 23, 2026 and SplitPay Group Expenses on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*