# Lunch Money vs Spendro

The clearest difference is review sentiment: Spendro at 100% against Lunch Money's 61%. Spendro also leads on rating (5.0 vs 4.8) and iOS requirement (14.0 vs 16.4). Lunch Money's advantage is monetization model (free vs freemium) and ratings volume (58 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Lunch Money sells 1 in-app purchase, starting at $150.00 per year and Spendro sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Spendro holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Lunch Money has 58 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 61% of Lunch Money's written reviews are positive against 100% of Spendro's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 19, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Lunch Money | Spendro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (58 ratings)](https://appshunter.io/ios/app/lunch-money/id6739028463/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/spendro-expense-tracker/id6751124622/reviews)** |
| Number of ratings | **58** | 2 |
| Positive reviews | 60.9% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | **Free** | Freemium |
| Size | 69 MB | 80 MB |
| Requires iOS | 16.4 | **14.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Lunchbag Labs Inc](https://appshunter.io/developer/1361739811) | [GUO YAN WEI](https://appshunter.io/developer/1833519634) |

## What reviewers say

### Lunch Money

[App page](https://appshunter.io/ios/app/lunch-money/id6739028463)

Track your income and spending with detailed statistics and charts. Review transactions, categorize them, and add notes on the go. This companion app requires an existing registration for the web application.

**Highlights:** Detailed income and spending stats, Spending breakdown by category, Quick transaction review, Categorize, tag, and add notes, Monthly spending patterns and charts

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Subscription | $150.00 | per year |


### Spendro

[App page](https://appshunter.io/ios/app/spendro-expense-tracker/id6751124622)

Effortlessly record, understand, and manage your finances with a privacy-first approach. Track spending, create custom budgets, and gain visual insights into your money. Collaborate with family or partners on shared wallets.

**Highlights:** Fast manual transaction entry, Location-aware transaction pre-filling, Split expenses across categories, Attach photos and notes to entries, Automate recurring expenses, Visual spending and income reports, Customizable budgeting tools, Shared wallets for collaboration

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus (Monthly) | $1.99 | per month |
| Pro (Monthly) | $2.99 | per month |
| Plus (Annual) | $19.99 | per year |
| Pro (Annual) | $24.99 | per year |


## Frequently asked questions

### Is Lunch Money free?

Lunch Money is free to download, with in-app purchases available.

### Is Spendro free?

Spendro is free to download, with in-app purchases available.

### Which has better reviews, Lunch Money or Spendro?

Spendro is rated higher. Lunch Money averages 4.8 out of 5 from 58 ratings, while Spendro averages 5.0 from 2 ratings.

### Do Lunch Money or Spendro have ads?

Neither Lunch Money nor Spendro shows ads.

### Which is updated more often, Lunch Money or Spendro?

Lunch Money ships an update every 2 weeks, and Spendro every 2 weeks. Most recently, Lunch Money was updated on October 19, 2026 and Spendro on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*