# BeanLedger vs Subtle

The clearest difference is update cadence: BeanLedger at every 8 days against Subtle's every 2 months. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. BeanLedger sells 4 in-app purchases, starting at $0.99 per month and Subtle sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for BeanLedger against 5.0 for Subtle. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

BeanLedger ships an update every 8 days, Subtle every 2 months. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BeanLedger | Subtle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/beanledger-expense-tracker/id6739036460/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/subtle-ai-subs-tracker/id6765984411/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 76.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 2 months |
| Monetization | Freemium | Freemium |
| Size | 59 MB | 7 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [琦 黎](https://appshunter.io/developer/1778485226) | [Data-Traces LLC](https://appshunter.io/developer/1871047911) |

## What reviewers say

### BeanLedger

[App page](https://appshunter.io/ios/app/beanledger-expense-tracker/id6739036460)

This personal finance app offers streamlined double-entry bookkeeping with no sign-in or ads. Track all your financial moves, visualize your spending with powerful charts, and manage assets and income across multiple currencies. Data is stored locally and synced via iCloud for ultimate privacy.

**Highlights:** Double-entry bookkeeping, Local data storage & iCloud sync, Calendar view with recurring transactions, Powerful financial charts & visualizations, Home screen & lock screen widgets, Multi-currency support, Apple Watch transaction entry

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $0.99 | per month |
| Weekly Subscription | $0.99 | per 7 days |
| Annual Subscription | $6.99 | per year |
| Lifetime Access | $14.99 | one-time |


### Subtle

[App page](https://appshunter.io/ios/app/subtle-ai-subs-tracker/id6765984411)

Effortlessly manage your recurring expenses by simply photographing bills and renewal notices. This app intelligently extracts subscription details, allowing you to review and track them without linking bank accounts or credit cards.

**Highlights:** Photo-based subscription tracking, Automatic detail extraction, Renewal alerts, Categorization of expenses, Multi-currency support, No bank linking required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $4.99 | per month |
| Pro Yearly | $39.99 | per year |


## Frequently asked questions

### Is BeanLedger free?

BeanLedger is free to download, with in-app purchases available.

### Is Subtle free?

Subtle is free to download, with in-app purchases available.

### Which has better reviews, BeanLedger or Subtle?

BeanLedger and Subtle are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do BeanLedger or Subtle have ads?

Neither BeanLedger nor Subtle shows ads.

### Which is updated more often, BeanLedger or Subtle?

BeanLedger ships an update every 8 days, and Subtle every 2 months. Most recently, BeanLedger was updated on October 28, 2026 and Subtle on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*