# Earnifi vs SplitIt

The clearest difference is update cadence: Earnifi at fortnightly against SplitIt's every 6 weeks. Earnifi also leads on chart position (#164 vs unranked). SplitIt's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Earnifi ships an update fortnightly, SplitIt every 6 weeks. The most recent releases landed on November 8, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Earnifi | SplitIt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (3.7K ratings)](https://appshunter.io/ios/app/earnifi-early-pay-fast-money/id6739185971/reviews)** | — |
| Number of ratings | **3.7K** | — |
| Positive reviews | 41.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Freemium | — |
| Best chart rank | **#164** | — |
| Size | 108 MB | 36 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [D5Cash Inc](https://appshunter.io/developer/1784094882) | [Agevole Innovation Private Limited](https://appshunter.io/developer/1866840663) |

## What reviewers say

### Earnifi

[App page](https://appshunter.io/ios/app/earnifi-early-pay-fast-money/id6739185971)

**Currently charting:** #164 Top Free · Finance (US App Store)

Access earned wages early to cover expenses like rent and bills without high-cost alternatives. This financial tool offers cash flow insights, credit building, and debt management plans. It provides fast cash advances with no credit checks, interest, or hidden fees.

**Highlights:** Access earned wages early, Cash advance alternative, Financial health tools, No credit checks for eligibility, No interest or hidden fees, Debt payoff plan, Cash flow and spending insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Smooth interface
- 🚀 Instant cash advances
- 💡 Helpful for students and renters
- 🚀 User-friendly app
- 💡 Practical and useful features

**What reviewers complain about**

- 🐛 Bugs and glitches
- 🔒 Accessibility issues for certain users
- 🐛 Unreliable cash advances

**Reported bugs**

- Unable to sign up due to previous balance issues
- Instant advance feature not working as expected

**Requested features**

- Expand availability to more states
- Improve customer support response time


### SplitIt

[App page](https://appshunter.io/ios/app/splitit-split-track-and-settle/id6764776675)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Earnifi free?

Earnifi is free to download, with no in-app purchases.

### Is SplitIt free?

SplitIt is free to download, with no in-app purchases.

### Do Earnifi or SplitIt have ads?

Neither Earnifi nor SplitIt shows ads.

### Which is updated more often, Earnifi or SplitIt?

Earnifi ships an update fortnightly, and SplitIt every 6 weeks. Most recently, Earnifi was updated on November 8, 2026 and SplitIt on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*