# Rapikom vs DataCred

The clearest difference is update cadence: DataCred at every 4 days against Rapikom's every 2 weeks. Rapikom's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Rapikom ships an update every 2 weeks, DataCred every 4 days. The most recent releases landed on September 28, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Rapikom | DataCred |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (4 ratings)](https://appshunter.io/ios/app/rapikom/id6739229232/reviews)** | — |
| Number of ratings | **4** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | Free | — |
| Size | 27 MB | 55 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [Rapikom LLC](https://appshunter.io/developer/1784344993) | [DATACRED LLC](https://appshunter.io/developer/6784831612) |

## What reviewers say

### Rapikom

[App page](https://appshunter.io/ios/app/rapikom/id6739229232)

This app allows you to purchase items by paying an initial amount and then splitting the remaining cost into three interest-free installments. You can increase your purchasing power by joining a premium club and fulfilling payment commitments.

**Highlights:** Pay in 3 interest-free installments, Initial down payment required, Increase purchasing line, Join premium club for benefits, Shop at allied stores

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DataCred

[App page](https://appshunter.io/ios/app/datacred/id6784831520)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Rapikom free?

Rapikom is free to download, with no in-app purchases.

### Is DataCred free?

DataCred is free to download, with no in-app purchases.

### Do Rapikom or DataCred have ads?

Neither Rapikom nor DataCred shows ads.

### Which is updated more often, Rapikom or DataCred?

Rapikom ships an update every 2 weeks, and DataCred every 4 days. Most recently, Rapikom was updated on September 28, 2026 and DataCred on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*