ABF Pay Multi vs OrbitXPay

ABF Pay is a multi-currency account for personal and business customers. Hold balances in 10+ currencies, receive international payments, send money abroad, exchange currencies and manage your prepaid Mastercard — in one app. MULTI-CURRENCY ACCOUNT Hold and track balances in 10+ currencies, including EUR and USD, in one place. GET PAID FROM ABROAD Receive international payments using the ABF Pay account details shown in the app, via SEPA, Faster Payments and international wire transfers (SWIFT). SEND MONEY ABROAD Make transfers from your account to personal and business recipients. CURRENCY EXCHANGE Convert between supported currencies inside your account. PREPAID MASTERCARD Order a virtual or physical prepaid Mastercard in EUR or USD and manage it in the app. Cards are available to eligible personal and business customers in approved countries. GET STARTED Create an account and complete online verification with your ID and proof of address. Access to payment services and cards is subject to eligibility and approval. Available currencies, IBAN type, payment methods, fees and limits depend on your country and profile. All services are subject to verification and approval. Current terms and fees: abfpay.com. ABF Pay is operated by ABFPAY.COM LTD. Support: info@abfpay.com

OrbitX is a global money app built for freelancers, agencies, and businesses that move money across borders. Multi-currency accounts, stablecoin payments, and card spending in one platform. Clients pay you in fiat or crypto. You hold in USDC or USDT. You send however the recipient needs it. No volatility. No conversion surprises. Why OrbitX? - 5 Named Virtual Accounts: Receive money like a local in the US, UAE , Brazil, Mexico, and Nigeria . All in one place. Each account carries your name, so clients see exactly who they're paying. - Global Payouts: Send payouts to 80+ countries directly from your stablecoin balance. Recipients get local currency in their bank account. No wires, no waiting. - Crypto Payouts: Send USDT or USDC directly to any wallet. Fast, borderless, no intermediaries. - Fiat On/Off Ramps: Receive fiat and it automatically converts to stablecoins. When you spend or send payouts, stablecoins convert back. Cash Account for savings and payouts. Card Account for spending. Move between them instantly. - Spend Anywhere: Virtual Visa cards (physical cards launching soon) accepted at 150M+ merchants worldwide. Spend your stablecoin balance anywhere Visa is accepted, online or in- store. - Built on Stablecoins: Real-time conversion while spending. Lower costs compared to traditional rails. Crypto in the backend. Simple experience upfront. - You Stay in Control: Self-custodial wallet. Full access to your private key. Your money sits in your wallet. We can’t freeze it, move it, or touch it. - Transparent Pricing: Forex starting as low as a few bps. No hidden surprises. - Quick Setup: Your account is live in under 24 hours. 2 stablecoins. 5 bank accounts. 80+ payout countries. One platform. Experience Borderless Banking. Download OrbitX.