Comparison

ABF Pay vs OrbitXPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ABF Pay

Features
Read full description

ABF Pay is your ultimate mobile payment solution for handling money globally. With features like the Borderless vWallet, real-time exchange rates, and the ability to transact in over 70 currencies across more than 200 countries, ABF Pay redefines financial freedom. Secure, swift, and reliable—manage your money effortlessly on the go.

About

OrbitXPay

Spend your stablecoins worldwide using Visa-powered cards. This app allows you to convert stablecoins to fiat for purchases at millions of merchants, with options for physical and virtual cards, ATM withdrawals, and premium benefits.

Highlights
  • Spend stablecoins like cash worldwide
  • Visa-powered physical and virtual cards
  • Non-custodial wallet for stablecoin control
  • Low Forex fees (as low as 1%)
  • No spending limits
  • ATM withdrawals globally
  • Premium card benefits (cashback, lounge access)
Features
Read full description

OrbitX is a global money app built for freelancers, agencies, and businesses that move money across borders. Multi-currency accounts, stablecoin payments, and card spending in one platform. Clients pay you in fiat or crypto. You hold in USDC or USDT. You send however the recipient needs it. No volatility. No conversion surprises. Why OrbitX? - 5 Named Virtual Accounts: Receive money like a local in the US, UAE , Brazil, Mexico, and Nigeria . All in one place. Each account carries your name, so clients see exactly who they're paying. - Global Payouts: Send payouts to 80+ countries directly from your stablecoin balance. Recipients get local currency in their bank account. No wires, no waiting. - Crypto Payouts: Send USDT or USDC directly to any wallet. Fast, borderless, no intermediaries. - Fiat On/Off Ramps: Receive fiat and it automatically converts to stablecoins. When you spend or send payouts, stablecoins convert back. Cash Account for savings and payouts. Card Account for spending. Move between them instantly. - Spend Anywhere: Virtual Visa cards (physical cards launching soon) accepted at 150M+ merchants worldwide. Spend your stablecoin balance anywhere Visa is accepted, online or in- store. - Built on Stablecoins: Real-time conversion while spending. Lower costs compared to traditional rails. Crypto in the backend. Simple experience upfront. - You Stay in Control: Self-custodial wallet. Full access to your private key. Your money sits in your wallet. We can’t freeze it, move it, or touch it. - Transparent Pricing: Forex starting as low as a few bps. No hidden surprises. - Quick Setup: Your account is live in under 24 hours. 2 stablecoins. 5 bank accounts. 80+ payout countries. One platform. Experience Borderless Banking. Download OrbitX.

Screenshots

ABF Pay4 screens
OrbitXPay4 screens

Verdict

The call

ABF Pay and OrbitXPay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 12, 2026 and September 10, 2026 respectively.

ScorecardNo meaningful differences
ABF Pay versus OrbitXPay: the parameters behind the verdict, then further details
ParameterABF PayOrbitXPay
PriceFreeFree
Rating—2.5 (2 ratings) — better
Positive reviews—90.9% of reviews
Number of ratings—2 — better
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size32 MB55 MB
Age rating17+17+
DeveloperABFPAY.COM LTDOrbitX Network Group

In-app purchases

None

ABF Pay

No in-app purchases

None

OrbitXPay

No in-app purchases

Questions

Is ABF Pay free?
ABF Pay is free to download, with no in-app purchases.
Is OrbitXPay free?
OrbitXPay is free to download, with no in-app purchases.
Do ABF Pay or OrbitXPay have ads?
Neither ABF Pay nor OrbitXPay shows ads.
Which is updated more often, ABF Pay or OrbitXPay?
ABF Pay ships an update fortnightly, and OrbitXPay fortnightly. Most recently, ABF Pay was updated on September 12, 2026 and OrbitXPay on September 10, 2026.

Other comparisons