# PenPoke vs Split My Paycheck

The clearest difference is in-app purchases: Split My Paycheck at none against PenPoke's 2. Split My Paycheck also leads on ads (none vs shown) and rating (5.0 vs 4.7). PenPoke's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price and ratings volume there is nothing between them.

Both are free to download. PenPoke sells 2 in-app purchases, starting at $1.99 per month. Split My Paycheck asks for nothing beyond the download.

Split My Paycheck holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 3 and 2 respectively.

PenPoke ships an update every 3 weeks, Split My Paycheck every 6 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | PenPoke | Split My Paycheck |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (3 ratings)](https://appshunter.io/ios/app/penpoke-cute-expense-tracker/id6739447552/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/split-my-paycheck-budget-tool/id6758065548/reviews)** |
| Number of ratings | **3** | 2 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 6 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 107 MB | 7 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [AppSeed, Incorporated.](https://appshunter.io/developer/1268184135) | [Jonathan Burks](https://appshunter.io/developer/1822879152) |

## What reviewers say

### PenPoke

[App page](https://appshunter.io/ios/app/penpoke-cute-expense-tracker/id6739447552)

A charming and straightforward finance app that simplifies money management. Track expenses, income, and savings using a visually appealing calendar and customizable themes. Ideal for personal budgeting and managing allowances with a fun, kawaii aesthetic.

**Highlights:** Cute penguin design, Daily expense tracking calendar, Customizable spending categories, Monthly and yearly financial charts, Record reminders, Allowance and household budget management, Premium themes and icons

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Plan | $1.99 | per month |
| Hide Ads | $9.99 | one-time |


### Split My Paycheck

[App page](https://appshunter.io/ios/app/split-my-paycheck-budget-tool/id6758065548)

Easily divide your income into a working budget using pre-set templates or custom categories. Track expenses in seconds and visualize your financial plan. No accounts, ads, or bank syncing required.

**Highlights:** Budget templates, Dollar allocation, Expense tracking, In-app tutorials, Data stays on device, No accounts or ads

**In-app purchases:** none


## Frequently asked questions

### Is PenPoke free?

PenPoke is free to download, with in-app purchases available.

### Is Split My Paycheck free?

Split My Paycheck is free to download, with no in-app purchases.

### Which has better reviews, PenPoke or Split My Paycheck?

Split My Paycheck is rated higher. PenPoke averages 4.7 out of 5 from 3 ratings, while Split My Paycheck averages 5.0 from 2 ratings.

### Do PenPoke or Split My Paycheck have ads?

PenPoke shows ads; Split My Paycheck does not.

### Which is updated more often, PenPoke or Split My Paycheck?

PenPoke ships an update every 3 weeks, and Split My Paycheck every 6 days. Most recently, PenPoke was updated on October 30, 2026 and Split My Paycheck on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*