# Expense tracker vs Split With SquareUp

The clearest difference is monetization model: Split With SquareUp at free against Expense tracker's free with in-app purchases. Expense tracker's advantage is ratings volume (6 vs 2) and iOS requirement (15.6 vs 17.6). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Expense tracker sells 3 in-app purchases, starting at $4.99 per month and Split With SquareUp sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Expense tracker against 5.0 for Split With SquareUp. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Expense tracker ships an update fortnightly, Split With SquareUp every 9 days. The most recent releases landed on October 4, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Expense tracker | Split With SquareUp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (6 ratings)](https://appshunter.io/ios/app/expense-tracker-mocy/id6739469411/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/split-with-squareup/id6757410992/reviews) |
| Number of ratings | **6** | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 129 MB | 11 MB |
| Requires iOS | **15.6** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Nguyen Thanh Thien](https://appshunter.io/developer/1785499012) | [Spencer Lerner](https://appshunter.io/developer/1866743812) |

## What reviewers say

### Expense tracker

[App page](https://appshunter.io/ios/app/expense-tracker-mocy/id6739469411)

Effortlessly manage your finances with an intelligent expense tracker that uses AI for automatic categorization, voice commands, and receipt scanning. It offers comprehensive money management tools, proven budgeting strategies, and gamified features to build healthy financial habits.

**Highlights:** AI-powered expense tracking and categorization, Voice commands for logging expenses, Automatic receipt scanning, Multiple budgeting methods, Savings goals and debt management, Shared budgets and group finance features, Financial analytics and CSV export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $4.99 | per month |
| Premium Annually | $34.99 | per year |
| Premium for Lifetime | $94.99 | one-time |


### Split With SquareUp

[App page](https://appshunter.io/ios/app/split-with-squareup/id6757410992)

Effortlessly split bills by scanning receipts. Automatically itemize costs, assign them to individuals, and send personalized payment requests with one-tap links. Track shared expenses, manage recurring bills, and gain spending insights.

**Highlights:** Receipt scanning for automatic itemization, Manual item assignment to individuals, Proportional tax and tip division, One-tap payment links (Venmo, PayPal, Cash App), Running balances and group management, Recurring bill tracking, Spending insights and export options

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SquareUp Premium | $2.99 | per month |
| SquareUp Premium Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Expense tracker free?

Expense tracker is free to download, with in-app purchases available.

### Is Split With SquareUp free?

Split With SquareUp is free to download, with in-app purchases available.

### Which has better reviews, Expense tracker or Split With SquareUp?

Expense tracker and Split With SquareUp are both rated 5.0 out of 5 on the App Store, from 6 and 2 ratings respectively.

### Do Expense tracker or Split With SquareUp have ads?

Neither Expense tracker nor Split With SquareUp shows ads.

### Which is updated more often, Expense tracker or Split With SquareUp?

Expense tracker ships an update fortnightly, and Split With SquareUp every 9 days. Most recently, Expense tracker was updated on October 4, 2026 and Split With SquareUp on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
