# RiyadPay vs Ghanem | غانم

The clearest difference is review sentiment: Ghanem | غانم at 100% against RiyadPay's 0%. Ghanem | غانم also leads on rating (5.0 vs 3.5) and update cadence (every 9 days vs monthly). RiyadPay's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ghanem | غانم holds the better App Store score, 5.0 against 3.5. Both are backed by a comparable volume of ratings — 4 and 6 respectively. Written reviews point the same way: 0% of RiyadPay's written reviews are positive against 100% of Ghanem | غانم's.

RiyadPay ships an update monthly, Ghanem | غانم every 9 days. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | RiyadPay | Ghanem | غانم |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (4 ratings)](https://appshunter.io/ios/app/riyadpay/id6739498381/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/ghanem/id6745142700/reviews)** |
| Number of ratings | 4 | **6** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 182 MB | 62 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [RiyadBank](https://appshunter.io/developer/591647699) | [Ghanem Aloula](https://appshunter.io/developer/1810969147) |

## What reviewers say

### RiyadPay

[App page](https://appshunter.io/ios/app/riyadpay/id6739498381)

Manage your finances with this digital wallet app. It offers secure local and international money transfers, bill payments, and salary disbursements for household workers. Enjoy cashback and rewards on your spending.

**Highlights:** International transfer aggregator, Local wallet-to-wallet transfers, SARIE service transfers, SADAD bill payments, Musaned payments for household workers, Cashback and rewards

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Ghanem | غانم

[App page](https://appshunter.io/ios/app/ghanem/id6745142700)

Fractionally own real estate, grow your wealth, and diversify your investment portfolio. Invest in premium Saudi Arabian properties with strong annual returns and ROI. The platform offers Sharia-compliant, easy entry with low minimums, and a seamless, secure user experience.

**Highlights:** Fractional real estate ownership, Wealth growth and diversification, Invest in premium Saudi properties, Sharia-compliant investments, Low minimum investment (1000 SAR), Seamless and secure platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is RiyadPay free?

RiyadPay is free to download, with no in-app purchases.

### Is Ghanem | غانم free?

Ghanem | غانم is free to download, with no in-app purchases.

### Which has better reviews, RiyadPay or Ghanem | غانم?

Ghanem | غانم is rated higher. RiyadPay averages 3.5 out of 5 from 4 ratings, while Ghanem | غانم averages 5.0 from 6 ratings.

### Do RiyadPay or Ghanem | غانم have ads?

Ghanem | غانم shows ads; RiyadPay does not.

### Which is updated more often, RiyadPay or Ghanem | غانم?

RiyadPay ships an update monthly, and Ghanem | غانم every 9 days. Most recently, RiyadPay was updated on October 26, 2026 and Ghanem | غانم on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*