Comparison

Vast Pay vs PayTrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vast Pay

Features
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Electronic Invoice Project Using App Clip Technology from Vast Pay: This idea presents a modern concept for the electronic payment experience in stores, taking advantage of Apple's innovative App Clip technology. This project can be described as an innovative invoice application that makes the electronic payment process easier than ever. Features: 1. **Easy QR Code Scanning:** Customers can scan the QR code displayed in the store using their smartphone camera, which opens the store's App Clip application. 2. **Paying Bills:** Once the application is opened, users can view the invoice added by the store and choose to pay via Apple Pay or a payment card. This project combines App Clip technology with the electronic payment experience to provide a smooth and innovative experience for customers, where they can pay the bill easily and quickly. This approach enhances the electronic payment experience and saves customers time, convenience and security in the age of modern technology.

About

PayTrack

Features
Read full description

PayTrack is an iPhone app for tracking what you owe and when: bills, subscriptions, installment plans and buy-now-pay-later (BNPL) payments, all by due date. It is not a budget app or an expense tracker. There's no bank login, no receipt scanning and no spending charts. You enter what you owe, and PayTrack shows what's coming due so nothing lands on you by surprise. GOOD FIT IF YOU • Pay off a phone, car, furniture or school fees in installments • Use BNPL or "pay in 4" and want every installment in one place • Have rent, utilities and subscriptions due on different dates • Want to see heavy months coming without linking a bank account SEE THE YEAR AHEAD Twelve months at a glance, so you know which months are heavy before they arrive. Tap any month to see exactly what falls in it. Quick cards show what's due in the next 30 and 90 days, so a quarterly installment never slips past a quiet month. EVERY KIND OF PAYMENT • One-time — a bill, an invoice, a single due date • Recurring — weekly, bi-weekly, monthly, quarterly, semi-annually or yearly • Installments — a plan with its own amount and date per installment, including uneven schedules A progress ring shows how much of a plan you've actually paid by amount, not just how many payments you've ticked off. YOUR HOME SCREEN, WITHOUT OPENING THE APP Three widgets with PayTrack Pro, with countdowns that advance on their own each day: what's due next (small, medium and large), how far along your installment plans are (small and medium), and the 12 months ahead, split by payment (large). Dark mode included. REMINDERS THAT ARRIVE ON TIME Choose same day, one day, or three days before. Set them per payment or let the default handle it. STAY ORGANIZED • Categories with your own emoji and colors • History grouped by month, quarter or year, each with its own total • Export what's coming as PDF or CSV • Attach a receipt to any payment • Available in English, Arabic, German, Spanish, French, Hebrew, Italian, Japanese, Portuguese, Turkish and Indonesian PRIVATE BY DESIGN Your payments sync across your devices through your private iCloud account. No account or sign-up is required. PRICING Free for up to 3 payments. PayTrack Pro adds unlimited payments, more than one installment plan, categories, export and home screen widgets, as a monthly or yearly subscription or a one-time lifetime purchase. Terms of use: https://troubled-camp-754.notion.site/Pay-Track-Terms-and-Conditions-319f4defd85b8089968ce4123eaabcd2 Privacy policy: https://troubled-camp-754.notion.site/Pay-Track-Privacy-Policy-319f4defd85b80e19350e1d7e00315f7

Screenshots

Vast Pay4 screens
PayTrack4 screens

Verdict

The call

The clearest difference is in-app purchases: Vast Pay at none against PayTrack's 4. Vast Pay also leads on ads (none vs shown) and device support (3 vs 1). PayTrack's advantage is update cadence (every 5 days vs fortnightly). On price there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. PayTrack sells 4 in-app purchases, starting at $2.99 per month. Vast Pay asks for nothing beyond the download.

UpkeepUpdate frequency

Vast Pay ships an update fortnightly, PayTrack every 5 days. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

Scorecard5 real differences Ā· 1 level
Vast Pay versus PayTrack: the parameters behind the verdict, then further details
ParameterVast PayPayTrack
PriceFreeFree
Update frequencyFortnightlyEvery 5 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better18
Further details — not scored
Size21 MB31 MB
Age rating17+4+
DeveloperCompany Vast SolutionsOmar Labib

In-app purchases

None

Vast Pay

No in-app purchases

4 purchases

PayTrack

Subscriptions3
  • Pro$2.991 Month
  • Pro$17.991 Year
  • Pay Track Pro Yearly & Intro Offer$19.991 Year
One-time1
  • Pay Track Pro Lifetime$49.99

Questions

Is Vast Pay free?
Vast Pay is free to download, with no in-app purchases.
Is PayTrack free?
PayTrack is free to download, with in-app purchases available.
Do Vast Pay or PayTrack have ads?
PayTrack shows ads; Vast Pay does not.
Which is updated more often, Vast Pay or PayTrack?
Vast Pay ships an update fortnightly, and PayTrack every 5 days. Most recently, Vast Pay was updated on November 4, 2026 and PayTrack on November 5, 2026.

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