# Spending Tracker vs Spendful

The clearest difference is rating: Spendful at 5.0 against Spending Tracker's 3.0. Spending Tracker's advantage is update cadence (every 5 days vs every 4 months) and iOS requirement (15.1 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Spending Tracker sells 4 in-app purchases, starting at $2.99 per month and Spendful sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Spendful holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively.

Spending Tracker ships an update every 5 days, Spendful every 4 months. The most recent releases landed on June 11, 2026 and July 6, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Spendful |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/spending-tracker-budget-ally/id6739544357/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/spendful/id6739823913/reviews)** |
| Number of ratings | 2 | **4** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 4 months |
| Monetization | Freemium | Free with in-app purchases |
| Size | 37 MB | 7 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jeffrey Kehler](https://appshunter.io/developer/1785956701) | [Allegra Laro](https://appshunter.io/developer/1779231623) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-budget-ally/id6739544357)

Easily track expenses, split bills, and manage money with others. Features AI receipt scanning, voice input, and customizable tracking spaces for personal or shared finances. Get real-time budget updates and spending analytics.

**Highlights:** AI receipt scanning, Voice transaction input, Customizable tracking spaces, Expense splitting, Real-time budget updates, Spending analytics

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium (Monthly) | $2.99 | per month |
| Premium (Annual) | $24.99 | per year |
| Premium (Limited time offer) | Free | one-time |
| Premium (Lifetime) | $59.99 | one-time |


### Spendful

[App page](https://appshunter.io/ios/app/spendful/id6739823913)

This app offers a minimalist approach to tracking your expenses, focusing on privacy and manual entry. Visualize your spending habits with intuitive charts and organize purchases into custom groups. It's designed for users who want a clear, ad-free overview of their financial activity.

**Highlights:** Manual spend tracking, Visual spending charts, Custom spend groups, Inflation adjustment, Siri Shortcuts integration, CSV import/export, iCloud sync, Privacy-focused

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full version | Free | one-time |
| Full version | $9.99 | one-time |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Spendful free?

Spendful is free to download, with in-app purchases available.

### Which has better reviews, Spending Tracker or Spendful?

Spendful is rated higher. Spending Tracker averages 3.0 out of 5 from 2 ratings, while Spendful averages 5.0 from 4 ratings.

### Do Spending Tracker or Spendful have ads?

Neither Spending Tracker nor Spendful shows ads.

### Which is updated more often, Spending Tracker or Spendful?

Spending Tracker ships an update every 5 days, and Spendful every 4 months. Most recently, Spending Tracker was updated on June 11, 2026 and Spendful on July 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*