# PointoneMFB Mobile vs SPay App

PointoneMFB Mobile and SPay App are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PointoneMFB Mobile ships an update every 3 weeks, SPay App every 2 weeks. The most recent releases landed on December 10, 2025 and September 13, 2026 respectively.

## The numbers

| Metric | PointoneMFB Mobile | SPay App |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Size | 42 MB | 93 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Pointone Microfinance Bank Limited](https://appshunter.io/developer/1785691862) | [Minjibir microfinance bank limited](https://appshunter.io/developer/1889160385) |

## What reviewers say

### PointoneMFB Mobile

[App page](https://appshunter.io/ios/app/pointonemfb-mobile/id6739632087)

**Features:** macOS Compatibility

**In-app purchases:** none


### SPay App

[App page](https://appshunter.io/ios/app/spay-app/id6761368756)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PointoneMFB Mobile free?

PointoneMFB Mobile is free to download, with no in-app purchases.

### Is SPay App free?

SPay App is free to download, with no in-app purchases.

### Do PointoneMFB Mobile or SPay App have ads?

Neither PointoneMFB Mobile nor SPay App shows ads.

### Which is updated more often, PointoneMFB Mobile or SPay App?

PointoneMFB Mobile ships an update every 3 weeks, and SPay App every 2 weeks. Most recently, PointoneMFB Mobile was updated on December 10, 2025 and SPay App on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*