# M1 Bank vs Go2Pay

The clearest difference is ads: Go2Pay at none against M1 Bank's shown. Go2Pay also leads on iOS requirement (16.4 vs 18.4). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M1 Bank ships an update monthly, Go2Pay every 3 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | M1 Bank | Go2Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (31 ratings)](https://appshunter.io/ios/app/m1-bank/id6739639175/reviews)** | — |
| Number of ratings | **31** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Ad-supported | — |
| Size | 155 MB | 53 MB |
| Requires iOS | 18.4 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [M1 Bancshares, Inc](https://appshunter.io/developer/1411527801) | [Gary Louison](https://appshunter.io/developer/588707051) |

## What reviewers say

### M1 Bank

[App page](https://appshunter.io/ios/app/m1-bank/id6739639175)

Manage your money with a secure and fast personal finance tool. Set up balance alerts, make payments, transfer funds, and deposit checks with ease. Secure your account with passcodes or biometrics.

**Highlights:** Balance alerts, Make payments, Transfer money, Mobile check deposit, Debit card management, View statements, Find ATMs/branches

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Go2Pay

[App page](https://appshunter.io/ios/app/go2pay/id6776048459)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is M1 Bank free?

M1 Bank is free to download, with no in-app purchases.

### Is Go2Pay free?

Go2Pay is free to download, with no in-app purchases.

### Do M1 Bank or Go2Pay have ads?

M1 Bank shows ads; Go2Pay does not.

### Which is updated more often, M1 Bank or Go2Pay?

M1 Bank ships an update monthly, and Go2Pay every 3 weeks. Most recently, M1 Bank was updated on October 24, 2026 and Go2Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*