# Loan Calculator vs HouseMath

The clearest difference is in-app purchases: HouseMath at none against Loan Calculator's 4. HouseMath also leads on ads (none vs shown) and rating (5.0 vs 4.6). Loan Calculator's advantage is ratings volume (30 vs 3). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Loan Calculator sells 4 in-app purchases, starting at $0.99 per 7 days. HouseMath asks for nothing beyond the download.

HouseMath holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Loan Calculator has 30 ratings behind it against 3, so its average is the more settled of the two.

Loan Calculator ships an update every 2 months, HouseMath every 3 days. The most recent releases landed on October 28, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Loan Calculator | HouseMath |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (30 ratings)](https://appshunter.io/ios/app/loan-calculator-loanplan/id6739701823/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/housemath/id6819562236/reviews)** |
| Number of ratings | **30** | 3 |
| Positive reviews | 55.6% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 3 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 9 MB | 2 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Kartika Ardiani](https://appshunter.io/developer/1777769813) | [Gray Glen, LLC](https://appshunter.io/developer/6819562238) |

## What reviewers say

### Loan Calculator

[App page](https://appshunter.io/ios/app/loan-calculator-loanplan/id6739701823)

This app helps you calculate and plan various types of loans, including mortgages, car loans, and student loans. It offers detailed payment breakdowns, custom interest rate adjustments, and the ability to save and share your loan summaries.

**Highlights:** Accurate loan calculations, Customizable interest rates, PDF export of loan summaries, Detailed payment tables (monthly/annual), Loan history and summaries, Supports various loan types

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mortgage Calculator | $0.99 | per 7 days |
| Home Loan Calculator - 1M | $1.99 | per month |
| Car Loan Calculator | $9.99 | per year |
| Loan Calculator Pro | $19.99 | one-time |


### HouseMath

[App page](https://appshunter.io/ios/app/housemath/id6819562236)

This app helps you understand the true monthly cost of homeownership, determine how much house you can afford based on your finances, and compare buying versus renting over the long term. It provides detailed breakdowns of all associated costs and projections.

**Highlights:** Calculate total monthly homeownership costs, Determine maximum affordable home price, Compare buying versus renting investment growth, Detailed mortgage amortization schedules, Local tax and insurance estimates, Private and ad-free experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Loan Calculator free?

Loan Calculator is free to download, with in-app purchases available.

### Is HouseMath free?

HouseMath is free to download, with no in-app purchases.

### Which has better reviews, Loan Calculator or HouseMath?

HouseMath is rated higher. Loan Calculator averages 4.6 out of 5 from 30 ratings, while HouseMath averages 5.0 from 3 ratings.

### Do Loan Calculator or HouseMath have ads?

Loan Calculator shows ads; HouseMath does not.

### Which is updated more often, Loan Calculator or HouseMath?

Loan Calculator ships an update every 2 months, and HouseMath every 3 days. Most recently, Loan Calculator was updated on October 28, 2026 and HouseMath on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*