# Money Garden vs Terrific Spending Tracker

The clearest difference is price: Money Garden at Free against Terrific Spending Tracker's $0.99. Money Garden also leads on in-app purchases (none vs 2). Terrific Spending Tracker's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 18.0). On update cadence and ads there is nothing between them.

Money Garden is free to download; Terrific Spending Tracker costs $0.99 up front. Terrific Spending Tracker sells 2 in-app purchases, starting at $1.99 per month. Money Garden asks for nothing beyond the download.

Money Garden ships an update every 2 weeks, Terrific Spending Tracker every 3 weeks. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Money Garden | Terrific Spending Tracker |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/terrific-spending-tracker/id6748836549/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | — | Paid |
| Size | 8 MB | 21 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Anton Simdyankin](https://appshunter.io/developer/1786682190) | [Constant Heritage, LLC](https://appshunter.io/developer/1206999958) |

## What reviewers say

### Money Garden

[App page](https://appshunter.io/ios/app/money-garden/id6739717876)

**Features:** macOS Compatibility

**In-app purchases:** none


### Terrific Spending Tracker

[App page](https://appshunter.io/ios/app/terrific-spending-tracker/id6748836549)

Take control of your finances with this personal finance app. Easily track expenses, monitor budgets, and gain insights into your spending habits with visual categories and real-time analytics. Enjoy a distraction-free interface and secure data management.

**Highlights:** Smart expense tracking, Real-time spending insights, Automated budget monitoring, Bill reminders, Multiple currency support, Secure data export, Ad-free experience

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All Access Backstage | $1.99 | per month |
| All Access Backstage | $20.00 | per year |


## Frequently asked questions

### Is Money Garden free?

Money Garden is free to download, with no in-app purchases.

### Is Terrific Spending Tracker free?

Terrific Spending Tracker costs $0.99, and also offers in-app purchases.

### Do Money Garden or Terrific Spending Tracker have ads?

Neither Money Garden nor Terrific Spending Tracker shows ads.

### Which is updated more often, Money Garden or Terrific Spending Tracker?

Money Garden ships an update every 2 weeks, and Terrific Spending Tracker every 3 weeks. Most recently, Money Garden was updated on November 8, 2026 and Terrific Spending Tracker on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*