# Expense Tracker vs Lingot

Expense Tracker and Lingot both sit at 4.9 stars, but that hides the real split: 100% of Lingot's written reviews are positive against 60% of Expense Tracker's. Lingot also leads on update cadence (weekly vs every 3 weeks). Expense Tracker's advantage is monetization model (free vs freemium) and ratings volume (67 vs 4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $3.99 per month and Lingot sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.9 for Expense Tracker against 4.8 for Lingot. That said, the two scores are not equally well evidenced: Expense Tracker has 67 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 60% of Expense Tracker's written reviews are positive against 100% of Lingot's.

Expense Tracker ships an update every 3 weeks, Lingot weekly. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Lingot |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (67 ratings)](https://appshunter.io/ios/app/expense-tracker-soldi/id6739777905/reviews)** | [4.8 (4 ratings)](https://appshunter.io/ios/app/lingot-net-worth-tracker/id6795262828/reviews) |
| Number of ratings | **67** | 4 |
| Positive reviews | 60.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | **Free** | Freemium |
| Size | 62 MB | 76 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Alex Martinez](https://appshunter.io/developer/1786991886) | [Rafael Chacon Botella](https://appshunter.io/developer/6795262830) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-soldi/id6739777905)

This app helps you manage your money by tracking expenses and income, creating personalized budgets, and organizing your finances with customizable categories. It offers detailed insights into your spending habits through visual charts and graphs, making financial planning effortless.

**Highlights:** Track expenses and income, Create custom budgets, Organize with categories/subcategories, Manage multiple wallets, View spending with charts/graphs, Set recurring transactions, Switch between currencies

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| Yearly | $29.99 | per year |
| Lifetime | $69.99 | one-time |


### Lingot

[App page](https://appshunter.io/ios/app/lingot-net-worth-tracker/id6795262828)

This app helps you track your total net worth by consolidating all your financial accounts, investments, property, and debts into a single, easy-to-understand number. It also provides monthly budgeting tools to manage income and expenses, offering insights into your financial progress.

**Highlights:** Track net worth across accounts, investments, property, and debt, Monthly budgeting for income and expenses, No bank connection required, Visualizations of net worth over time, Spending breakdowns by category, Milestone rewards (ingots)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Lingot Pro Mensual | $4.99 | per month |
| Lingot Pro Anual | $34.99 | per year |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Lingot free?

Lingot is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or Lingot?

Expense Tracker is rated higher. Expense Tracker averages 4.9 out of 5 from 67 ratings, while Lingot averages 4.8 from 4 ratings.

### Do Expense Tracker or Lingot have ads?

Neither Expense Tracker nor Lingot shows ads.

### Which is updated more often, Expense Tracker or Lingot?

Expense Tracker ships an update every 3 weeks, and Lingot weekly. Most recently, Expense Tracker was updated on October 20, 2026 and Lingot on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*