# XedlaPay vs Payinto

The clearest difference is update cadence: XedlaPay at every 3 weeks against Payinto's every 2 months. XedlaPay also leads on iOS requirement (14.0 vs 16.4). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for XedlaPay against 5.0 for Payinto. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

XedlaPay ships an update every 3 weeks, Payinto every 2 months. The most recent releases landed on October 2, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | XedlaPay | Payinto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/xedlapay/id6739815843/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/payinto/id6757889877/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 72 MB | 129 MB |
| Requires iOS | **14.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Xedla Pay](https://appshunter.io/developer/1787185142) | [Retenvo Technologies Limited](https://appshunter.io/developer/1766072375) |

## What reviewers say

### XedlaPay

[App page](https://appshunter.io/ios/app/xedlapay/id6739815843)

This platform provides secure and efficient payment solutions, including an escrow system for buyer-seller trust and live chat for communication. It offers virtual USD cards for international payments and supports various financial transactions like bill payments and airtime top-ups.

**Highlights:** Escrow payment system, Live chat for communication, Virtual USD cards, Intra and inter-bank transfers, Utility bill payments, Airtime and data top-ups

**Features:** macOS Compatibility

**In-app purchases:** none


### Payinto

[App page](https://appshunter.io/ios/app/payinto/id6757889877)

Manage personal and business finances efficiently. Send and receive money, create payment links and invoices, and pay bills. Organize savings groups and track cash flow with smart payment tools.

**Highlights:** Send and receive money, Create payment links and invoices, Pay bills (airtime, data, electricity), Organize Osusu (rotational savings), Track expenses and cash flow, Manage multiple accounts/profiles, QR/scan-based payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is XedlaPay free?

XedlaPay is free to download, with no in-app purchases.

### Is Payinto free?

Payinto is free to download, with no in-app purchases.

### Which has better reviews, XedlaPay or Payinto?

XedlaPay and Payinto are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.

### Do XedlaPay or Payinto have ads?

Neither XedlaPay nor Payinto shows ads.

### Which is updated more often, XedlaPay or Payinto?

XedlaPay ships an update every 3 weeks, and Payinto every 2 months. Most recently, XedlaPay was updated on October 2, 2026 and Payinto on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*