# Digital Banking vs BTV Wallet

The clearest difference is update cadence: BTV Wallet at every 4 months against Digital Banking's every 8 months. Digital Banking's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Digital Banking ships an update every 8 months, BTV Wallet every 4 months. The most recent releases landed on October 23, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Digital Banking | BTV Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/btv-wallet/id1281973395/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 4 months** |
| Monetization | Free | Free |
| Size | 39 MB | 84 MB |
| Requires iOS | **14.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Oesterreichische Aerzte- und Apothekerbank AG](https://appshunter.io/developer/1133868588) | [BTV Vier Lander Bank AG](https://appshunter.io/developer/665072906) |

## What reviewers say

### Digital Banking

[App page](https://appshunter.io/ios/app/digital-banking/id673983049)

Manage your finances securely and easily from your smartphone or tablet. Track your accounts, categorize transactions, and receive personalized notifications for a clear overview of your financial status.

**Highlights:** Financial overview of accounts and depots, Transaction categorization, Smart order entry with QR scanning, Personalized notifications, Branch and ATM finder, Secure transaction processing

**Features:** Vision Pro support

**In-app purchases:** none


### BTV Wallet

[App page](https://appshunter.io/ios/app/btv-wallet/id1281973395)

Send money to contacts using their phone number and view transaction history. Requires banking login credentials for use.

**Highlights:** Send money to contacts, Request money from contacts, View chat history, ZOIN registration, Requires banking login

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Digital Banking free?

Digital Banking is free to download, with no in-app purchases.

### Is BTV Wallet free?

BTV Wallet is free to download, with no in-app purchases.

### Do Digital Banking or BTV Wallet have ads?

Neither Digital Banking nor BTV Wallet shows ads.

### Which is updated more often, Digital Banking or BTV Wallet?

Digital Banking ships an update every 8 months, and BTV Wallet every 4 months. Most recently, Digital Banking was updated on October 23, 2026 and BTV Wallet on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*