# Digital Banking vs PayLife

The clearest difference is update cadence: PayLife at every 3 weeks against Digital Banking's every 8 months. PayLife also leads on review sentiment (27% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Digital Banking ships an update every 8 months, PayLife every 3 weeks. The most recent releases landed on September 9, 2026 and August 4, 2026 respectively.

## The numbers

| Metric | Digital Banking | PayLife |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/paylife/id999719607/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | 0.0% of reviews | **27.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 39 MB | 293 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Oesterreichische Aerzte- und Apothekerbank AG](https://appshunter.io/developer/1133868588) | [easybank AG](https://appshunter.io/developer/480659356) |

## What reviewers say

### Digital Banking

[App page](https://appshunter.io/ios/app/digital-banking/id673983049)

Manage your finances securely and easily from your smartphone or tablet. Track your accounts, categorize transactions, and receive personalized notifications for a clear overview of your financial status.

**Highlights:** Financial overview of accounts and depots, Transaction categorization, Smart order entry with QR scanning, Personalized notifications, Branch and ATM finder, Secure transaction processing

**Features:** Vision Pro support

**In-app purchases:** none


### PayLife

[App page](https://appshunter.io/ios/app/paylife/id999719607)

Manage your credit card services securely and conveniently. Features include quick registration, secure payment authorization, online billing, and card management tools. Access exclusive benefits for specific cardholders.

**Highlights:** Secure login with app code or biometrics, 3D Secure registration and payment authorization, Online card statements and transaction overview, Card blocking and PIN display, GeoControl and currency exchange information, Exclusive features for PayLife Black users

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Digital Banking free?

Digital Banking is free to download, with no in-app purchases.

### Is PayLife free?

PayLife is free to download, with no in-app purchases.

### Do Digital Banking or PayLife have ads?

Neither Digital Banking nor PayLife shows ads.

### Which is updated more often, Digital Banking or PayLife?

Digital Banking ships an update every 8 months, and PayLife every 3 weeks. Most recently, Digital Banking was updated on September 9, 2026 and PayLife on August 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*