# Spending Tracker vs Budgets

The clearest difference is iOS requirement: Spending Tracker at 17.0 against Budgets's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Spending Tracker sells 3 in-app purchases, starting at $1.99 per month and Budgets sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Spending Tracker ships an update every 3 weeks, Budgets fortnightly. The most recent releases landed on October 4, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Spending Tracker | Budgets |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/spending-tracker-budgeting/id6739849182/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 16 MB | 6 MB |
| Requires iOS | **17.0** | 26.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Martin Mitrevski](https://appshunter.io/developer/916550307) | [Michael van de Kerkhof](https://appshunter.io/developer/1892212649) |

## What reviewers say

### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-budgeting/id6739849182)

Effortlessly manage your money by tracking expenses, income, and budgets. Gain insights into spending habits with detailed reports and customizable categories. Automate recurring transactions for seamless financial organization.

**Highlights:** Intuitive financial dashboard, Expense and income logging, Monthly budget management, Recurring transaction automation, Customizable spending reports, Personalized category management

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $1.99 | per month |
| 6 Months Access | $9.99 | per 6 months |
| Yearly Access | $14.99 | per year |


### Budgets

[App page](https://appshunter.io/ios/app/budgets-spending-tracker/id6761960092)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Budgets | $2.99 | one-time |


## Frequently asked questions

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Is Budgets free?

Budgets is free to download, with in-app purchases available.

### Do Spending Tracker or Budgets have ads?

Neither Spending Tracker nor Budgets shows ads.

### Which is updated more often, Spending Tracker or Budgets?

Spending Tracker ships an update every 3 weeks, and Budgets fortnightly. Most recently, Spending Tracker was updated on October 4, 2026 and Budgets on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*