# 车抵贷 vs 融悦车贷

The clearest difference is update cadence: 车抵贷 at every 4 days against 融悦车贷's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

车抵贷 ships an update every 4 days, 融悦车贷 fortnightly. The most recent releases landed on October 7, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | 车抵贷 | 融悦车贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/e/id6739864877/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 days** | Fortnightly |
| Monetization | Free | — |
| Size | 9 MB | 28 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Henan Nianyun Network Technology Co., Ltd.](https://appshunter.io/developer/1685094131) | [Zhejiang Ronjoy Leasing Group Co., Ltd.](https://appshunter.io/developer/1362498166) |

## What reviewers say

### 车抵贷

[App page](https://appshunter.io/ios/app/e/id6739864877)

This app provides car owners with loan services, offering high loan amounts and flexible repayment options. It features a simple online application process with transparent fees and is backed by reputable financial institutions.

**Highlights:** High loan amounts (30,000 - 1,000,000 CNY), Simple online application, Low annual interest rates from 6%, No additional service fees, Flexible installment payments, Funds from regulated banks

**Features:** macOS Compatibility

**In-app purchases:** none


### 融悦车贷

[App page](https://appshunter.io/ios/app/id6762103631)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 车抵贷 free?

车抵贷 is free to download, with no in-app purchases.

### Is 融悦车贷 free?

融悦车贷 is free to download, with no in-app purchases.

### Do 车抵贷 or 融悦车贷 have ads?

Neither 车抵贷 nor 融悦车贷 shows ads.

### Which is updated more often, 车抵贷 or 融悦车贷?

车抵贷 ships an update every 4 days, and 融悦车贷 fortnightly. Most recently, 车抵贷 was updated on October 7, 2026 and 融悦车贷 on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*