# LoanIt Now ! vs Refi Scout

The clearest difference is ads: LoanIt Now ! at none against Refi Scout's shown. Refi Scout's advantage is update cadence (daily vs every 5 weeks). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. LoanIt Now ! sells 2 in-app purchases, starting at $1.99 per month and Refi Scout sells 3 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for LoanIt Now ! against 5.0 for Refi Scout. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

LoanIt Now ! ships an update every 5 weeks, Refi Scout daily. Both last shipped on October 24, 2026.

## The numbers

| Metric | LoanIt Now ! | Refi Scout |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/loanit-now/id6739891211/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/refi-scout/id6761666778/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Daily** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 43 MB | 1 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [saud alhafith](https://appshunter.io/developer/1687883478) | [Dappled Company LLC](https://appshunter.io/developer/1890729281) |

## What reviewers say

### LoanIt Now !

[App page](https://appshunter.io/ios/app/loanit-now/id6739891211)

Easily track shared debts and credits with friends. Create loans, split expenses automatically, and log transactions to keep balances updated. Get smart reminders for repayments and view your financial overview in one place.

**Highlights:** Create loans with amount, currency, and date, Auto-split expenses across friends, Track individual and group balances, Log transactions with automatic updates, Customizable repayment reminders, View net, receivables, and payables

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LoanIt Pro (Monthly) | $1.99 | per month |
| LoanIt Pro (Yearly) | $12.99 | per year |


### Refi Scout

[App page](https://appshunter.io/ios/app/refi-scout/id6761666778)

This finance app monitors daily mortgage rates and alerts you when refinancing could save you money. It analyzes your specific loan details against national trends to provide a personalized refinance score and custom alerts.

**Highlights:** Daily mortgage rate monitoring, Personalized refinance score, Customizable refinance alerts, Support for multiple properties, 12-month rate history, On-device data privacy

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $6.99 | per month |
| Annual | $39.99 | per year |
| Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is LoanIt Now ! free?

LoanIt Now ! is free to download, with in-app purchases available.

### Is Refi Scout free?

Refi Scout is free to download, with in-app purchases available.

### Which has better reviews, LoanIt Now ! or Refi Scout?

LoanIt Now ! and Refi Scout are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do LoanIt Now ! or Refi Scout have ads?

Refi Scout shows ads; LoanIt Now ! does not.

### Which is updated more often, LoanIt Now ! or Refi Scout?

LoanIt Now ! ships an update every 5 weeks, and Refi Scout daily. Most recently, LoanIt Now ! was updated on October 24, 2026 and Refi Scout on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*