# LoanIt Now ! vs OweTrack

The clearest difference is in-app purchases: OweTrack at none against LoanIt Now !'s 2. LoanIt Now !'s advantage is update cadence (every 5 weeks vs every 4 months) and iOS requirement (16.0 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. LoanIt Now ! sells 2 in-app purchases, starting at $1.99 per month. OweTrack asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for LoanIt Now ! against 5.0 for OweTrack. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

LoanIt Now ! ships an update every 5 weeks, OweTrack every 4 months. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | LoanIt Now ! | OweTrack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/loanit-now/id6739891211/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/owetrack-iou-tracker/id6781064776/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 4 months |
| Monetization | Freemium | **Free** |
| Size | 43 MB | 7 MB |
| Requires iOS | **16.0** | 26.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [saud alhafith](https://appshunter.io/developer/1687883478) | [AppKid LLC](https://appshunter.io/developer/6781064778) |

## What reviewers say

### LoanIt Now !

[App page](https://appshunter.io/ios/app/loanit-now/id6739891211)

Easily track shared debts and credits with friends. Create loans, split expenses automatically, and log transactions to keep balances updated. Get smart reminders for repayments and view your financial overview in one place.

**Highlights:** Create loans with amount, currency, and date, Auto-split expenses across friends, Track individual and group balances, Log transactions with automatic updates, Customizable repayment reminders, View net, receivables, and payables

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LoanIt Pro (Monthly) | $1.99 | per month |
| LoanIt Pro (Yearly) | $12.99 | per year |


### OweTrack

[App page](https://appshunter.io/ios/app/owetrack-iou-tracker/id6781064776)

Easily track debts and repayments among friends and family. Record who owes whom, manage payments, and view outstanding balances. All your financial IOU data is stored locally on your device for privacy.

**Highlights:** Create IOUs with details, Record and track repayments, View active, overdue, and paid IOUs, Search and filter IOUs, Schedule local reminders, Share summaries and export data, Local backups and restore

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LoanIt Now ! free?

LoanIt Now ! is free to download, with in-app purchases available.

### Is OweTrack free?

OweTrack is free to download, with no in-app purchases.

### Which has better reviews, LoanIt Now ! or OweTrack?

LoanIt Now ! and OweTrack are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do LoanIt Now ! or OweTrack have ads?

Neither LoanIt Now ! nor OweTrack shows ads.

### Which is updated more often, LoanIt Now ! or OweTrack?

LoanIt Now ! ships an update every 5 weeks, and OweTrack every 4 months. Most recently, LoanIt Now ! was updated on November 4, 2026 and OweTrack on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*