# LoanIt Now ! vs Settle

The clearest difference is in-app purchases: Settle at none against LoanIt Now !'s 2. Settle also leads on update cadence (every 4 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. LoanIt Now ! sells 2 in-app purchases, starting at $1.99 per month. Settle asks for nothing beyond the download.

LoanIt Now ! ships an update every 2 months, Settle every 4 days. The most recent releases landed on October 13, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | LoanIt Now ! | Settle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/loanit-now/id6739891211/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 days** |
| Monetization | Freemium | — |
| Size | 41 MB | 34 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [saud alhafith](https://appshunter.io/developer/1687883478) | [Zaid Haddadin](https://appshunter.io/developer/6803953232) |

## What reviewers say

### LoanIt Now !

[App page](https://appshunter.io/ios/app/loanit-now/id6739891211)

Easily track shared debts and credits with friends. Create loans, split expenses automatically, and log transactions to keep balances updated. Get smart reminders for repayments and view your financial overview in one place.

**Highlights:** Create loans with amount, currency, and date, Auto-split expenses across friends, Track individual and group balances, Log transactions with automatic updates, Customizable repayment reminders, View net, receivables, and payables

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LoanIt Pro (Monthly) | $1.99 | per month |
| LoanIt Pro (Yearly) | $12.99 | per year |


### Settle

[App page](https://appshunter.io/ios/app/settle-split-bills/id6803953230)

**In-app purchases:** none


## Frequently asked questions

### Is LoanIt Now ! free?

LoanIt Now ! is free to download, with in-app purchases available.

### Is Settle free?

Settle is free to download, with no in-app purchases.

### Do LoanIt Now ! or Settle have ads?

Neither LoanIt Now ! nor Settle shows ads.

### Which is updated more often, LoanIt Now ! or Settle?

LoanIt Now ! ships an update every 2 months, and Settle every 4 days. Most recently, LoanIt Now ! was updated on October 13, 2026 and Settle on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*