# Control Gastos vs Efectivio

The clearest difference is update cadence: Efectivio at every 6 days against Control Gastos's every 4 months. Efectivio also leads on iOS requirement (15.1 vs 17.5). Control Gastos's advantage is monetization model (free vs freemium) and ratings volume (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Control Gastos against 5.0 for Efectivio. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

Control Gastos ships an update every 4 months, Efectivio every 6 days. The most recent releases landed on October 7, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Control Gastos | Efectivio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/control-gastos-finanzas/id6739945354/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/efectivio/id6764387632/reviews) |
| Number of ratings | **3** | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 6 days** |
| Monetization | **Free** | Freemium |
| Size | 10 MB | 41 MB |
| Requires iOS | 17.5 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Juan Cambizaca](https://appshunter.io/developer/1777700953) | [MILO AI ASSISTANT, Inc](https://appshunter.io/developer/1883176103) |

## What reviewers say

### Control Gastos

[App page](https://appshunter.io/ios/app/control-gastos-finanzas/id6739945354)

Effortlessly track your income and expenses in seconds. Understand your spending habits, identify savings opportunities, and make smarter financial decisions. Your financial data remains completely private and stored locally on your device.

**Highlights:** Quick expense and income logging, Transaction categorization, Daily, weekly, monthly filtering, Intuitive gesture management, Budget visualization, Identify spending leaks, 100% local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Efectivio

[App page](https://appshunter.io/ios/app/efectivio/id6764387632)

Manage your personal and business finances in Panama with this app. Track expenses, create budgets, calculate taxes like ISR and ITBMS, and share costs with family. Features an AI assistant for financial queries and secure data synchronization.

**Highlights:** Expense tracking (manual, scan, voice), Budget creation and alerts, AI financial assistant (Sofia), ISR and ITBMS tax calculators, Family sharing of expenses, Multi-business expense separation, Secure data synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Control Gastos free?

Control Gastos is free to download, with no in-app purchases.

### Is Efectivio free?

Efectivio is free to download, with no in-app purchases.

### Which has better reviews, Control Gastos or Efectivio?

Control Gastos and Efectivio are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.

### Do Control Gastos or Efectivio have ads?

Neither Control Gastos nor Efectivio shows ads.

### Which is updated more often, Control Gastos or Efectivio?

Control Gastos ships an update every 4 months, and Efectivio every 6 days. Most recently, Control Gastos was updated on October 7, 2026 and Efectivio on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*