# Personal Cashflow vs SpendPause App

The clearest difference is monetization model: SpendPause App at freemium against Personal Cashflow's subscription. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Personal Cashflow sells 2 in-app purchases, starting at $7.99 per month and SpendPause App sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Personal Cashflow against 5.0 for SpendPause App. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

## The numbers

| Metric | Personal Cashflow | SpendPause App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/personal-cashflow/id6739950014/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/spendpause-app/id6759077283/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Weekly | — |
| Monetization | Subscription | **Freemium** |
| Size | 8 MB | 4 MB |
| Requires iOS | **18.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Villareal Software LLC](https://appshunter.io/developer/1466701234) | [Justin Cestro](https://appshunter.io/developer/1493605784) |

## What reviewers say

### Personal Cashflow

[App page](https://appshunter.io/ios/app/personal-cashflow/id6739950014)

Project your financial future by tracking bills, deposits, and transfers. See potential balance dips and surges up to a year in advance without linking bank accounts. Organize spending with custom categories and export detailed reports.

**Highlights:** Projected cashflow chart, Track bills, deposits, transfers, Manage multiple accounts, Custom spending categories, Dashboard with insights, Export PDF reports

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cashflow Monthly | $7.99 | per month |
| Cashflow Annual | $59.99 | per year |


### SpendPause App

[App page](https://appshunter.io/ios/app/spendpause-app/id6759077283)

This app provides a calm space to pause before making purchases, helping you make intentional decisions. It offers gentle support and thoughtful notifications without judgment or pressure.

**Highlights:** Add purchases to consider, Set custom pause durations, Receive pause end notifications, Record private purchase reflections, View qualitative decision patterns, Unlock Pro features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendPause Pro (Monthly) | $2.99 | per month |
| SpendPause Pro (Annual) | $19.99 | per year |


## Frequently asked questions

### Is Personal Cashflow free?

Personal Cashflow is free to download, with in-app purchases available.

### Is SpendPause App free?

SpendPause App is free to download, with in-app purchases available.

### Which has better reviews, Personal Cashflow or SpendPause App?

Personal Cashflow and SpendPause App are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Personal Cashflow or SpendPause App have ads?

Neither Personal Cashflow nor SpendPause App shows ads.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
