# Personal Cashflow vs BillStack

The clearest difference is in-app purchases: BillStack at none against Personal Cashflow's 2. BillStack also leads on iOS requirement (15.1 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Personal Cashflow sells 2 in-app purchases, starting at $7.99 per month. BillStack asks for nothing beyond the download.

Personal Cashflow ships an update fortnightly, BillStack every 9 days. The most recent releases landed on September 12, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | Personal Cashflow | BillStack |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/personal-cashflow/id6739950014/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 9 days** |
| Monetization | Subscription | — |
| Size | 5 MB | 32 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Villareal Software LLC](https://appshunter.io/developer/1466701234) | [Nishar Ahmed Gugudu](https://appshunter.io/developer/1895206006) |

## What reviewers say

### Personal Cashflow

[App page](https://appshunter.io/ios/app/personal-cashflow/id6739950014)

Project your financial future by tracking bills, deposits, and transfers. See potential balance dips and surges up to a year in advance without linking bank accounts. Organize spending with custom categories and export detailed reports.

**Highlights:** Projected cashflow chart, Track bills, deposits, transfers, Manage multiple accounts, Custom spending categories, Dashboard with insights, Export PDF reports

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cashflow Monthly | $7.99 | per month |
| Cashflow Annual | $59.99 | per year |


### BillStack

[App page](https://appshunter.io/ios/app/billstack/id6763186808)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Personal Cashflow free?

Personal Cashflow is free to download, with in-app purchases available.

### Is BillStack free?

BillStack is free to download, with no in-app purchases.

### Do Personal Cashflow or BillStack have ads?

Neither Personal Cashflow nor BillStack shows ads.

### Which is updated more often, Personal Cashflow or BillStack?

Personal Cashflow ships an update fortnightly, and BillStack every 9 days. Most recently, Personal Cashflow was updated on September 12, 2026 and BillStack on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*