# Splitt vs Setto

The clearest difference is in-app purchases: Setto at none against Splitt's 2. Setto also leads on update cadence (every 2 days vs every 9 days) and device support (4 vs 2). On price and ads there is nothing between them.

Both are free to download. Splitt sells 2 in-app purchases, starting at $2.99 per month. Setto asks for nothing beyond the download.

Splitt ships an update every 9 days, Setto every 2 days. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Splitt | Setto |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 2 days** |
| Size | 49 MB | 150 MB |
| Requires iOS | 18.0 | **15.5** |
| Devices | iPhone, Apple Watch | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Uladzimir Pryhazhanau](https://appshunter.io/developer/1502025823) | [Arun Dhaduti](https://appshunter.io/developer/6798785513) |

## What reviewers say

### Splitt

[App page](https://appshunter.io/ios/app/splitt-split-expenses-and-bills/id6740055653)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitt Pro Monthly | $2.99 | per month |
| Splitt Pro Annual | $24.99 | per year |


### Setto

[App page](https://appshunter.io/ios/app/setto-expense-sharing/id6798785511)

**Features:** Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is Splitt free?

Splitt is free to download, with in-app purchases available.

### Is Setto free?

Setto is free to download, with no in-app purchases.

### Do Splitt or Setto have ads?

Neither Splitt nor Setto shows ads.

### Which is updated more often, Splitt or Setto?

Splitt ships an update every 9 days, and Setto every 2 days. Most recently, Splitt was updated on October 25, 2026 and Setto on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*