# Spending & Expense Tracker vs Currency Converter

The clearest difference is monetization model: Currency Converter at free with in-app purchases against Spending & Expense Tracker's subscription. Spending & Expense Tracker's advantage is ads (none vs shown) and review sentiment (72% vs 50%). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Spending & Expense Tracker sells 4 in-app purchases, starting at $19.99 per year and Currency Converter sells 3 in-app purchases, starting at $19.99 per year. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.6 for Spending & Expense Tracker against 4.5 for Currency Converter. Both are backed by a comparable volume of ratings — 37 and 38 respectively. Written reviews are what separate them: 72% of Spending & Expense Tracker's written reviews are positive against 50% of Currency Converter's.

Spending & Expense Tracker ships an update every 5 days, Currency Converter every 2 weeks. Both last shipped on November 4, 2026.

## The numbers

| Metric | Spending & Expense Tracker | Currency Converter |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (37 ratings)](https://appshunter.io/ios/app/spending-and-expense-tracker/id6740085856/reviews)** | [4.5 (38 ratings)](https://appshunter.io/ios/app/currency-converter-widget/id6741581792/reviews) |
| Number of ratings | 37 | **38** |
| Positive reviews | **72.2% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 5 days** | Every 2 weeks |
| Monetization | Subscription | **Free with in-app purchases** |
| Size | 77 MB | 59 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Vage Alaverdian](https://appshunter.io/developer/1775977490) | [Salman Lartey](https://appshunter.io/developer/1790406138) |

## What reviewers say

### Spending & Expense Tracker

[App page](https://appshunter.io/ios/app/spending-and-expense-tracker/id6740085856)

Manage your money with this personal finance manager. Plan budgets, track income and expenses, and grow savings with smart tools. Achieve financial freedom with easy-to-use budgeting and expense tracking.

**Highlights:** Monthly budgeting tools, Income and expense tracking, Savings growth features, Income calculator, Expense calendar, Financial insights

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Premium | $19.99 | per year |
| Annual Premium, 3 days Trial | $29.99 | per year |
| Lifetime Premium | Free | one-time |
| Lifetime Premium | $79.99 | one-time |

**What reviewers like**

- 👍 Simple and convenient design
- 🚀 Quick and intuitive
- 💡 Customizable to personal preferences
- 💡 Helpful for budgeting and financial clarity
- 👍 Easy to track spending and expenses

**What reviewers complain about**

- 🐛 Disappearing categories and inability to edit
- 🐛 Lack of guidance or onboarding for new users

**Reported bugs**

- Disappearing income categories
- Inability to move categories between expense and income

**Requested features**

- Add more currency options
- Ability to convert currencies to USD
- Suggest new functionalities and features


### Currency Converter

[App page](https://appshunter.io/ios/app/currency-converter-widget/id6741581792)

Instantly convert over 150 world currencies and 30 cryptocurrencies with live exchange rates. View multiple currency pairs simultaneously and track rate history with charts. Access rates offline and keep favorite pairs on your Home Screen.

**Highlights:** Live exchange rates for 150+ currencies, 30+ cryptocurrencies and precious metals support, Home screen widget for quick access, View all currency pairs simultaneously, Rate history charts (1 day to 5 years), Offline access to last loaded rates, No account or sign-up required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| All Access | $19.99 | per year |
| All Access Currency Converter | $3.99 | one-time |
| Access Currency con - Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is Spending & Expense Tracker free?

Spending & Expense Tracker is free to download, with in-app purchases available.

### Is Currency Converter free?

Currency Converter is free to download, with in-app purchases available.

### Which has better reviews, Spending & Expense Tracker or Currency Converter?

Spending & Expense Tracker is rated higher. Spending & Expense Tracker averages 4.6 out of 5 from 37 ratings, while Currency Converter averages 4.5 from 38 ratings.

### Do Spending & Expense Tracker or Currency Converter have ads?

Currency Converter shows ads; Spending & Expense Tracker does not.

### Which is updated more often, Spending & Expense Tracker or Currency Converter?

Spending & Expense Tracker ships an update every 5 days, and Currency Converter every 2 weeks. Most recently, Spending & Expense Tracker was updated on November 4, 2026 and Currency Converter on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*