# Spendly vs Spending Tracker

The clearest difference is ads: Spending Tracker at none against Spendly's shown. Spending Tracker also leads on ratings volume (3 vs 1). Spendly's advantage is update cadence (every 4 days vs every 3 months). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Spendly sells 1 one-off in-app purchase and Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Spendly against 5.0 for Spending Tracker. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

Spendly ships an update every 4 days, Spending Tracker every 3 months. The most recent releases landed on September 17, 2026 and August 26, 2026 respectively.

## The numbers

| Metric | Spendly | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/spendly/id6740171761/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/spending-tracker-spendly/id6743055887/reviews) |
| Number of ratings | 1 | **3** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 4 days** | Every 3 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 7 MB | 17 MB |
| Requires iOS | **16.6** | 17.6 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Hieu Xuan Leu](https://appshunter.io/developer/1779489361) | [Armenak Mkhitarian](https://appshunter.io/developer/1605492707) |

## What reviewers say

### Spendly

[App page](https://appshunter.io/ios/app/spendly/id6740171761)

Manage your personal finances with this straightforward app. Track expenses, set savings targets, and monitor your financial health. All your data is kept private and secure on your device.

**Highlights:** Expense tracking, Savings goal setting, Financial situation overview, On-device data storage, No account required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | one-time |


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-spendly/id6743055887)

Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.

**Highlights:** Expense & Income Tracking, Advanced Analytics, Financial Goals, Financial Challenges, Currency Exchange Rates, Data Export

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $1.99 | per 7 days |
| Monthly | $5.99 | per month |
| Yearly | $19.99 | per year |
| Lifetime Purchase | $39.99 | one-time |


## Frequently asked questions

### Is Spendly free?

Spendly is free to download, with in-app purchases available.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Which has better reviews, Spendly or Spending Tracker?

Spendly and Spending Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.

### Do Spendly or Spending Tracker have ads?

Spendly shows ads; Spending Tracker does not.

### Which is updated more often, Spendly or Spending Tracker?

Spendly ships an update every 4 days, and Spending Tracker every 3 months. Most recently, Spendly was updated on September 17, 2026 and Spending Tracker on August 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*