# Spendly vs Budget Envelopes Spend Tracker

The clearest difference is update cadence: Spendly at every 4 days against Budget Envelopes Spend Tracker's every 3 weeks. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Spendly sells 1 one-off in-app purchase and Budget Envelopes Spend Tracker sells 1 in-app purchase, starting at $24.99 per year. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Spendly against 5.0 for Budget Envelopes Spend Tracker. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

Spendly ships an update every 4 days, Budget Envelopes Spend Tracker every 3 weeks. The most recent releases landed on October 30, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | Spendly | Budget Envelopes Spend Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/spendly/id6740171761/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/budget-envelopes-spend-tracker/id6761727851/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | **Every 4 days** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 7 MB | 136 MB |
| Requires iOS | 16.6 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hieu Xuan Leu](https://appshunter.io/developer/1779489361) | [DIMMPLE PTY LTD](https://appshunter.io/developer/1544019570) |

## What reviewers say

### Spendly

[App page](https://appshunter.io/ios/app/spendly/id6740171761)

Manage your personal finances with this straightforward app. Track expenses, set savings targets, and monitor your financial health. All your data is kept private and secure on your device.

**Highlights:** Expense tracking, Savings goal setting, Financial situation overview, On-device data storage, No account required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | one-time |


### Budget Envelopes Spend Tracker

[App page](https://appshunter.io/ios/app/budget-envelopes-spend-tracker/id6761727851)

Manually track spending using the envelope budgeting method on your phone. Create virtual wallets for different expenses, allocate income, and log transactions to see exactly how much you have left. Features shared wallets and receipt scanning for easy expense logging.

**Highlights:** Create virtual wallets for any expense, Allocate income across wallets, Log expenses manually, Track remaining budget per wallet, Shared wallets for couples/families, Receipt scanning for expense import, Budget weekly, monthly, or yearly

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Yearly | $24.99 | per year |


## Frequently asked questions

### Is Spendly free?

Spendly is free to download, with in-app purchases available.

### Is Budget Envelopes Spend Tracker free?

Budget Envelopes Spend Tracker is free to download, with in-app purchases available.

### Which has better reviews, Spendly or Budget Envelopes Spend Tracker?

Spendly and Budget Envelopes Spend Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Spendly or Budget Envelopes Spend Tracker have ads?

Both Spendly and Budget Envelopes Spend Tracker show ads.

### Which is updated more often, Spendly or Budget Envelopes Spend Tracker?

Spendly ships an update every 4 days, and Budget Envelopes Spend Tracker every 3 weeks. Most recently, Spendly was updated on October 30, 2026 and Budget Envelopes Spend Tracker on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*