# Spendly vs Expense Tracker

The clearest difference is in-app purchases: Expense Tracker at none against Spendly's 1. Expense Tracker also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. Spendly sells 1 one-off in-app purchase. Expense Tracker asks for nothing beyond the download.

Spendly ships an update every 4 days, Expense Tracker every 3 days. The most recent releases landed on October 4, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Spendly | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendly/id6740171761/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 4 days | **Every 3 days** |
| Monetization | Free with in-app purchases | — |
| Size | 7 MB | 11 MB |
| Requires iOS | **16.6** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Hieu Xuan Leu](https://appshunter.io/developer/1779489361) | [Adil Faizan](https://appshunter.io/developer/1895274944) |

## What reviewers say

### Spendly

[App page](https://appshunter.io/ios/app/spendly/id6740171761)

Manage your personal finances with this straightforward app. Track expenses, set savings targets, and monitor your financial health. All your data is kept private and secure on your device.

**Highlights:** Expense tracking, Savings goal setting, Financial situation overview, On-device data storage, No account required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | one-time |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-budgeting/id6763346207)

**In-app purchases:** none


## Frequently asked questions

### Is Spendly free?

Spendly is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with no in-app purchases.

### Do Spendly or Expense Tracker have ads?

Spendly shows ads; Expense Tracker does not.

### Which is updated more often, Spendly or Expense Tracker?

Spendly ships an update every 4 days, and Expense Tracker every 3 days. Most recently, Spendly was updated on October 4, 2026 and Expense Tracker on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*