# Spendly vs Budgetra

The clearest difference is review sentiment: Spendly at 100% against Budgetra's 50%. Spendly also leads on rating (5.0 vs 4.0) and update cadence (every 4 days vs fortnightly). Budgetra's advantage is ads (none vs shown). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Both are free to download. Spendly sells 1 one-off in-app purchase and Budgetra sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Spendly holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews point the same way: 100% of Spendly's written reviews are positive against 50% of Budgetra's.

Spendly ships an update every 4 days, Budgetra fortnightly. The most recent releases landed on September 17, 2026 and July 7, 2026 respectively.

## The numbers

| Metric | Spendly | Budgetra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/spendly/id6740171761/reviews)** | [4.0 (2 ratings)](https://appshunter.io/ios/app/budgetra-expense-tracker/id6766014230/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | **100.0% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 4 days** | Fortnightly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 7 MB | 13 MB |
| Requires iOS | **16.6** | 26.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Hieu Xuan Leu](https://appshunter.io/developer/1779489361) | [Alan Lokiaev](https://appshunter.io/developer/1881657767) |

## What reviewers say

### Spendly

[App page](https://appshunter.io/ios/app/spendly/id6740171761)

Manage your personal finances with this straightforward app. Track expenses, set savings targets, and monitor your financial health. All your data is kept private and secure on your device.

**Highlights:** Expense tracking, Savings goal setting, Financial situation overview, On-device data storage, No account required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | one-time |


### Budgetra

[App page](https://appshunter.io/ios/app/budgetra-expense-tracker/id6766014230)

Easily track daily expenses, income, and budgets without spreadsheets. Set savings goals, manage personal or shared wallets, and gain simple insights into your finances. Ideal for individuals, couples, and families seeking financial clarity.

**Highlights:** Track expenses and income, Manage personal or shared wallets, Create and track savings goals, Review spending by category, Support for multiple currencies, Simple financial insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budgetra Plus Monthly | $3.99 | per month |
| Budgetra Plus Annual | $29.99 | per year |


## Frequently asked questions

### Is Spendly free?

Spendly is free to download, with in-app purchases available.

### Is Budgetra free?

Budgetra is free to download, with in-app purchases available.

### Which has better reviews, Spendly or Budgetra?

Spendly is rated higher. Spendly averages 5.0 out of 5 from 1 ratings, while Budgetra averages 4.0 from 2 ratings.

### Do Spendly or Budgetra have ads?

Spendly shows ads; Budgetra does not.

### Which is updated more often, Spendly or Budgetra?

Spendly ships an update every 4 days, and Budgetra fortnightly. Most recently, Spendly was updated on September 17, 2026 and Budgetra on July 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*